SageStream Fallacious reasons for denying credit San Diego California

I purchased a vehicle approximately one month ago and just received a letter in the mail informing me I had been declined by another bank due to a credit rejection by SageStream. The reasons cited for the rejection were: too little history at this phone number (I'm not sure what a phone number has to do with anything; people can change them when they move, switch carriers, go through a bad breakup, get a new company provided business phone, but regardless of the reasons, it's moot as I've had this number for at least 15 years); too few active accounts (I have at least 7 lines of revolving credit with small balances on two that I pay off on a monthly basis) and length of residence too short (I've lived at this address for 15 years). Unlike others have reported, my credit score they assigned was not egregiously low (805, while my FICO is upwards of 840+), yet they still rejected me for completely nonsensical and false reasons.