save the american dream they told me the coudl help me get my auto payment reduced at least by 150.00 and that they had already done two other accounts with same loan company and the guarnteed it or my money back. after my l ft lauderdale, Florida

i lost my job and had a death in the familly and fell behind on my auto loan. so i searched on the internet to see if i could re-fi, and i was contacted by mike chambers who was an employe for save the american dream and i gave him some information and he said just on my financial status and interest rate he could guarntee he could help me. he said they had just done two accounts with the same finance company and were successful in reducing their payments. he told me to pay the fee for the package and they could help me GUARNTEED!! i did as he said and my finance co. denied me a modification so i called mr chambers and he said to send them a letter of denial , and they would send me a refund. well i did this and after a week's time i called them only to find out that number was no longer in service. i did recieve the reciept of my certified letter having been delivered. but no one to contact now office is now closed!! Please Help!!