Report: #1260042

Complaint Review: Select Portfolio Servicing, Inc -

  • Submitted:
  • Updated:
  • Reported By: Alicent — Herndon Virginia USA
  • Select Portfolio Servicing, Inc USA

Select Portfolio Servicing, Inc Illegal Foreclosure Salt Lake City

*Consumer Suggestion: Perhaps We Can Help

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 I closed on my home in April 2007 and three months later Green tree servicing sold my loan to Select Portfolio Servicing LLC. I successfully paid mort gage on time for the first two years even after being forced to make a career change due to the implode of the mortgage industry in 2007. I went from earning on average 10k per month to just under $4k each month. Not to mention not more than 3 months after I closed on my first home, the value dropped more than 200k. So, my mortgage was severly underwater, and I was considered 'underemployed'. After 2 years of making payments, I became ill and was out of work for almost 90 days, short term disability didn't cover all of the bills completely. I wasn unable to make my tax payment, so SPS increased my payments by $286 to cover the payment they made on my behalf. I went to request a loan modification since i had no equity to refinance. After almost two months of the run around with paperwork issues they granted a loan modification that would have perfectly suited my needs. Two months after making the lower payments, they sent another loan modification (an adjustment) with completely different loan terms thst increased the payment almost 300%. By that time, they had paid my overdue taxes and put my payments to the rear and said if I didn't take the new loan terms, I would have to pay them 13k+ in order to keep my home. So I signed and took on additional work to keep up with the payments. For 6 months I scrimped and cut corners to make the payments. I fell behind one month and when I tried to make half a payment, they said they couldn't take it. The following month I had 1 and 1/2 months payment and they wouldn't take a payment stating 'we will only take full payments for each month you are in arrears'. While I was coming up with the capital to pay, they sold my house in a foreclosure auction and never notified me at all!!! I came home one day to a piece of paper (not even a legal notice) from the "new owner" stating they bought my house the week before in a foreclosure auction. The new owners threatened to change the locks if I didn't move immediately. Within two weeks, I was homeless. Those bastards took my home without as much as a phone call. To this date, I still have never received any documentation or proof that my home was sold in an auction or that the foreclosure even happened. But when I called SPS they confirmed thst they hired a FC attorney and that my home was sold in an auction. I demanded to see some papperowrk or proof that they contacted me to make restitution of the payments that I had been trying to pay them (that they wouldn't take) and the SPS' representative said " was within their rights as creditor to seize their property without any legal notice". I went to meet with a lawyer and her response was " Virginia is the wild wild west of real estate." They must pay!!

This report was posted on Ripoff Report on 10/08/2015 01:31 PM and is a permanent record located here: https://www.ripoffreport.com/reports/select-portfolio-servicing-inc/select-portfolio-servicing-inc-illegal-foreclosure-salt-lake-city-1260042. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

Perhaps We Can Help

AUTHOR: Sarah Shepard - (USA)

POSTED: Saturday, October 17, 2015



My name is Sarah, I am replying to you because saw your comment reply about Select Portfolio Servicinginvolved with your mortgage company. I work for a company that deals with these types Select Portfolio Servicing have been one of the names that has been coming up a whole lot lately. It seems they are involved with a ton of fraudulent loans.

We will be able to advise,consult and educate you. You may be able to receive the compensation you deserve due to the negligence of the lenders involved. It is your obligation to yourself to use your last means of defense to get to the truth of this matter.  Once you provide evidence that they have been collecting on your property illegally you can take it to court and petition to void the deed of trust.


When and/if your property is being foreclosed on one of the things we do offer is a packet for a Stay of Execution which has stopped at least two of our clients from losing their homes until we were able to finish the investigation for them.


Please get into contact with myself or the company as soon as possible to see what we can do to help you with this. Trust me it's worth it. I would encourage you and anyone who has contacted you to get in touch with us ASAP.


Below I will leave a brief explanation of what we do and all the contact numbers along with the facebook page and website. I also have an email newsletter and PDF for you to review if you wish to review them send me an email and I will get them both to you. Attached to this reply is a copy of my buisness card will our contact information on it as well.




Sarah Shepard.


All Lenders are must produce the Documents required by Law to prove ownership of the loan. This is called Validation.

We at Ameri Docs Process prepare the Documents you need to gather evidence showing the loan is invalid.

This means you the homeowner cannot get a clear Title. You have the right to challenge the Mortgage note to Quiet the Title in the court of Law.


Here are the website and Facebook links:



Contact Numbers:


Business Number:

(904) 229-8150


Our Toll Free Fax Number



Feel Free to email me@:


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