Silver Cloud Financial I got a $600 loan I was told over the phone that the loan could be paid back in 3 payments first payment 210 second payment 201 and the third payment would be 369 now I'm being told that the first payment of 210 was all interest on the loan and that it's only 780 to pay back if you pay it all at once I was also then told that the terms were for a twenty payment stretch I know this should be illegal I have never had a loan like this before and I don't recommend this company to any one Internet