SILVER CLOUD FINANCIAL THE BIGGEST CROOKS THAT DRAIN THE POOR POCKETS Borrowed $300.00 to pay a debt and their sales team was so tricky, had me on the phone going through the contract, didnt realize i had to pay an additional $331.50 plus the $300.00 to pay off my balance which was the minimum interest they would have collected..... UPPER LAKE California

This may be too much of a fine print for you to read but always listen for the fine print while doing a transaction with companies like the above... They rip the poor to pieces and use their hard earning income to make them happy. 

This is just a brief explanation on what had happened... Borrowed $300.00 from the above named company and thought the payment was going to end in the third pay week... woe and to behold, my payment would have ended in november 2014 and the total amount with their bunch of fees would have  accumulated to $1,245.00 for a $300.00 credit. This is what makes matters worst..

I told the agent I wanted to pay off in three payments but as they always say... you signed the contract!!!! Wasn't aware that she had me set up for an entire year,taking minimum payments. I decided to close the account with the company, so I asked; what is the total I have to apy inorder to close my account..... Haha... she said to me, I have a balance of $331.50 cents.. This is after I had already paid the total amount borrowed..

So I ended up paying $631.50 just to borrow $300.00.  This pay off amount was done on my third pay check... If I had continued my payment,I would have paid $1,245.00 which would have ended on november 2014.... Are these things really and truly approved by law and state governance????? How do we survive after been told, we can help you to get rid of small bills but instead you rip us off silvercloud????