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Ripoff Report | SunTrust Mortgage Review - Richmond, Virginia
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Report: #217452

Complaint Review: SunTrust Mortgage - Richmond Virginia

  • Submitted:
  • Updated:
  • Reported By: West Jordan Utah
  • Author Confirmed What's this?
  • Why?
  • SunTrust Mortgage 919 East Main Street Richmond, Virginia U.S.A.

SunTrust Mortgage ripoff ruined my credit! Atlanta Georgia

*Consumer Suggestion: Verify payoff received date.

*Consumer Comment: Which payment was late

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When closing on the sell of my condo, the title company I was working with wired the payoff amount to SunTrust on the 30th of March, as to be sure that it arrived on the 31st so I did not have to make that months payment. SunTrust did indeed receive the money on the 31st but logged it into their system as being received on April 1st, thus making me delinquent on my mortgage payment and ruining my credit. When I tried to talk to someone about it I got the run-around and then they said they had already reported me to the credit bureaus and could not reverse it, that I would have to go through them to get it taken off.

Laura
West Jordan, Utah
U.S.A.

This report was posted on Ripoff Report on 10/24/2006 01:19 PM and is a permanent record located here: https://www.ripoffreport.com/reports/suntrust-mortgage/richmond-virginia-23219/suntrust-mortgage-ripoff-ruined-my-credit-atlanta-georgia-217452. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 Consumer Suggestion

Verify payoff received date.

AUTHOR: Eric - (U.S.A.)

POSTED: Tuesday, June 26, 2007

This happened to me as well. I was able to get a copy of the FEDEX delivery verification (with TIME/DATE/ & who signed)that the closing attorney had on file verifying receipt of payoff funds to the lender. With this, I was able to get the "30 day late" corrected.

Eric
White, GA

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#1 Consumer Comment

Which payment was late

AUTHOR: Jamie - (U.S.A.)

POSTED: Wednesday, October 25, 2006

Did they count the March one late or the April one?

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