TCF Bank Shady transaction history Minneapolis Minnesota

What does your CHECK REGISTER with its on-going RUNNING BALANCE say in regards to the balance in your checking account?  (I'll bet the answers are: "I don't know, I don't keep a check register with a running balance.") 

You DON'T maintain an accurate, up-to-date written check register.  Several things can and do go wrong when you don't.

If you write some checks and/or use your debit card and then check your online balance, you will get a figure that does NOT reflect any transactions NOT yet posted.  Also when using a debit card to purchase gasoline, a temporary "hold" of up to $100 may be place by the merchant to assure they get paid.  You should also assure that any deposits have actually been made available to you. If unsure of how to maintain a check register, ask the bank for help.  If you can't/won't, the ones of us who do want to thank you for paying numerous NSF fees and keeping costs lower for us.  I've maintained the written register for over 50 years of banking and NEVER had an NSF fee..it's not that hard to do.  It's all up to you and switching banks will just move the "problem" elsewhere.