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Report: #267313

Complaint Review: The Lending Center - Coon Rapids Minnesota

  • Submitted:
  • Updated:
  • Reported By: Kansas City Missouri
  • Author Confirmed What's this?
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  • The Lending Center 3200 Main St Suite 255 Coon Rapids, Minnesota U.S.A.

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We were contacted by this company which another name is certainly ripoff inc., about refinancing our mortgage. Since we have had the unpleasant experience with Homecomings Financial, which is also on this web site, we thought surely this could not happen again. They were very sympathetic and advised us that this would be no problem at all even though we are in the 38th month of a chapter 13.

They assured us they would do the loan at 70% and there would be enough to pay off the court which will be paid off in less than 60 days anyway. They sent out an appraiser to the tune of $400 which I was told would be refunded when the loan closed, and again was assured this was no problem.

Then all of a sudden because the stock market is dropping due to credit problems with the banks, they cannot get us approved. Then yesterday I get a letter telling me more information was needed in 10 days or they would withdraw my application. This is a new one.

This company is surely a sister to Homecomings. Don't be deceived. Don't pay for an apprasial. It cannot be used anywhere else. By the way a lot of corespondence comes from Anaheim CA but of course there is no phone number only letters. Check out any company that says they can help you purchase, refinance etc. I wish I had.

Barbara
Kansas City, Missouri
U.S.A.

This report was posted on Ripoff Report on 08/14/2007 05:28 AM and is a permanent record located here: https://www.ripoffreport.com/reports/the-lending-center/coon-rapids-minnesota-55448/first-nlc-the-lending-center-lied-cheated-paid-for-appraisal-then-said-i-needed-more-267313. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
6Consumer
0Employee/Owner

#6 UPDATE EX-employee responds

I worked for First NLC for 2 years

AUTHOR: ladyofclay - (United States of America)

POSTED: Saturday, November 28, 2009

I have been in the Mortgage Industry for 8 years. First NlC was The Best Company I have ever worked for. There are some bad apples and we had to prune them oftem. I was an Account Manager that processed the loans for the Underwriter (The Final Yes/No Person). I saw some documents that were not acceptable a.k.a Fraud. We kicked them all out! Re: appraisals, That is the responsibility of the owner of the property if the Underwriter does not like the appraisal that is the Underwriter's perogrative because it's his or her but if the loan defaults later, before they have a chance to sell it.! This Company gave surprise bonuses to every employee when we hit our quotas, the best christmas parties, the best benefits! Im sorry if you had a bad experiance, but the only reason why I left was because of a new born baby. Mr. Henschal and his son ran a wonder company, I had the best supervisors and team leaders. This company does not deserve that reputation!

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#5 Consumer Suggestion

LEGAL HELP FOR VICTIMS OF FIRST NLC

AUTHOR: Jackie - (U.S.A.)

POSTED: Friday, October 05, 2007

BABARA,I HAVE POSTED MY COMPLAINT UNDER FIRST NLC, MY NAME IS JACKIE AND I HAVE BEEN ON A MISSION TO GET THIS COMPANY AFTER THEY LIED CHEATED AND RUINED MY LIFE AND FORCED ME TO POSSIBLY LOSE MY HOME. I HAVE BEEN SPEAKING WITH A FEW ATTORNEYS 3 OF THEM I AM MEETING WITH WHO ARE INTERESTED IN FILING A CLASS ACTION LAWSUIT. IF YOU WOULD LIKE THESE ATTORNEYS TO HEAR YOUR STORY I NEED YOU TO EMAIL ME. U CAN LOOK IN MY COMPLAINT AND U WILL FIND MY EMAIL. LOOK HARD ITS IN THERE! THANKS

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#4 Consumer Suggestion

LEGAL HELP FOR VICTIMS OF FIRST NLC

AUTHOR: Jackie - (U.S.A.)

POSTED: Friday, October 05, 2007

BABARA,I HAVE POSTED MY COMPLAINT UNDER FIRST NLC, MY NAME IS JACKIE AND I HAVE BEEN ON A MISSION TO GET THIS COMPANY AFTER THEY LIED CHEATED AND RUINED MY LIFE AND FORCED ME TO POSSIBLY LOSE MY HOME. I HAVE BEEN SPEAKING WITH A FEW ATTORNEYS 3 OF THEM I AM MEETING WITH WHO ARE INTERESTED IN FILING A CLASS ACTION LAWSUIT. IF YOU WOULD LIKE THESE ATTORNEYS TO HEAR YOUR STORY I NEED YOU TO EMAIL ME. U CAN LOOK IN MY COMPLAINT AND U WILL FIND MY EMAIL. LOOK HARD ITS IN THERE! THANKS

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#3 Consumer Suggestion

LEGAL HELP FOR VICTIMS OF FIRST NLC

AUTHOR: Jackie - (U.S.A.)

POSTED: Friday, October 05, 2007

BABARA,I HAVE POSTED MY COMPLAINT UNDER FIRST NLC, MY NAME IS JACKIE AND I HAVE BEEN ON A MISSION TO GET THIS COMPANY AFTER THEY LIED CHEATED AND RUINED MY LIFE AND FORCED ME TO POSSIBLY LOSE MY HOME. I HAVE BEEN SPEAKING WITH A FEW ATTORNEYS 3 OF THEM I AM MEETING WITH WHO ARE INTERESTED IN FILING A CLASS ACTION LAWSUIT. IF YOU WOULD LIKE THESE ATTORNEYS TO HEAR YOUR STORY I NEED YOU TO EMAIL ME. U CAN LOOK IN MY COMPLAINT AND U WILL FIND MY EMAIL. LOOK HARD ITS IN THERE! THANKS

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#2 Consumer Suggestion

LEGAL HELP FOR VICTIMS OF FIRST NLC

AUTHOR: Jackie - (U.S.A.)

POSTED: Friday, October 05, 2007

BABARA,I HAVE POSTED MY COMPLAINT UNDER FIRST NLC, MY NAME IS JACKIE AND I HAVE BEEN ON A MISSION TO GET THIS COMPANY AFTER THEY LIED CHEATED AND RUINED MY LIFE AND FORCED ME TO POSSIBLY LOSE MY HOME. I HAVE BEEN SPEAKING WITH A FEW ATTORNEYS 3 OF THEM I AM MEETING WITH WHO ARE INTERESTED IN FILING A CLASS ACTION LAWSUIT. IF YOU WOULD LIKE THESE ATTORNEYS TO HEAR YOUR STORY I NEED YOU TO EMAIL ME. U CAN LOOK IN MY COMPLAINT AND U WILL FIND MY EMAIL. LOOK HARD ITS IN THERE! THANKS

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#1 Consumer Suggestion

I HAVE SOME INFO FOR YOU

AUTHOR: Jackie - (U.S.A.)

POSTED: Tuesday, August 28, 2007

HEY IF YOU CHECK OUT FIRST NLC UNDER THIS WEBPAGE U WILL SEE MINE, AS WELL AS SEVERAL OTHER COMPLAINTS AGAINST THIS COMPANY AS WELL. MY ADVICE TO YOU IS FIRST AND FORMOST FILE A COMPLAINT WITH YOUR STATE ATTONREY GENERALS OFFICE, ( I CAN TELL YOU MORE ABOUT THAT BUT NOT ON THIS WEBPAGE) CHECK OUT MY COMPLAINTS AND YOU'LL GET MY EMAIL ON THEM. BUT ALSO WITH YOUR BANKING COMMISION AND CONSUMER PROTECTION. DO NOT LET THIS COMPANY GET AWAY WITH WHAT THEY DO. SERIOUSLY GO CHECK OUT FIRST NLC, MY NAME IS JACKIE U WILL SEE MY COMPLAINT AND GET MORE INFO U NEED, AND AGAIN PLEASE EMAIL ME AND I CAN GO INTO MORE DETAIL ABOUT WHAT U SHOULD DO, YOUR ACTIONS CAN ONLY HELP MY CASE, AS WELL AS MY ACTIONS CAN HELP U

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