Tidewater Motor Credit Threatening Customer Service Agents; Unwilling To Work With Me; Highway Robbery re: Finance Rates & Payment Processing Charges Chesapeake, Virginia

>>> You didn't get even one thing right on your portrait of my life. >>>

Sure I didn't. *yawn*

>>> How's it feel being a dead beat and blaming EVERYONE but yourself for it? >>>

You should know, so why ask? Here's my advice, Bucko . . . stop projecting your failures and inadequacies on other people because you're not happy with your life or your fifth wife (the others were smart enough to bail). It's really pretty sad which makes you . . .?

You didn't get even one thing right on your portrait of my life.

How's it feel being a dead beat and blaming EVERYONE but yourself for it?

>>> The ONLY one I ever sold out to for a wink and a kiss was my wife. >>>

Nope. That position contradicts your own self-righteous posts, calling people "deadbeats" because they don't bend over and spread'em for the "almighty U.S. Corp" like you're used to doing. Try again, Einstein.

>>> What "failed background" would that be concerning me? I had a very successful personal and corporate life. >>>

Sure ya did, Bucko!

>>> I don't even have a pedestal >>>

Yeah. I know. That doesn't stop you from pretending as if you do.

>>> and have N-E-V-E-R made a late or partial payment in over 50 years of credit history.  Sometimes sacrifices were made, but I have always, and still do, honor my credit obligations. >>>

Sure ya did and do, Bucko!

>>> Uh-oh, the ink on my check from Tidewater wasn't dry and I smeared it.

Guess they'll send me another. >>>

Hey! No hand-outs for you! Take your own advice and take personal responsibility for your own mistakes and not depend on the charity of your Corporate Masters or anybody else but yourself. Remember?

"You're correct, Ken. You see black and whiteAUTHOR: Maven - FONTANA (United States of America)SUBMITTED: Thursday, March 29, 2012POSTED: Thursday, March 29, 2012

as in the ink on the paychecks you get from this horrendous fiance company to defend their unfair collection practices. The law is the law. There are always those who sell out for a wink and kiss. I guess you're one of them. Does that make you feel good about your own failed background? You do know those who blow from the highest pedestal have THE WORSE payment history themselves, right?"

The ONLY one I ever sold out to for a wink and a kiss was my wife.

What "failed background" would that be concerning me? I had a very successful personal and corporate life.

I don't even have a pedestal and have N-E-V-E-R made a late or partial payment in over 50 years of credit history.  Sometimes sacrifices were made, but I have always, and still do, honor my credit obligations.

Uh-oh, the ink on my check from Tidewater wasn't dry and I smeared it.

Guess they'll send me another.

as in the ink on the paychecks you get from this horrendous fiance company to defend their unfair collection practices. The law is the law. There are always those who sell out for a wink and kiss. I guess you're one of them. Does that make you feel good about your own failed background? You do know those who blow from the highest pedestal have THE WORSE payment history themselves, right?

I would have posted that you two deadbeats need to pay on time every time and not even mention the lenders.

But that's just me...I see most things in black and white and don't blame others for my own short-comings.

How did you guys find this conversation? Were you just randomly searching for Rip-off Reports on a company you have nothing to do with and felt compelled to defend it.

Wait, I know! You want to find random people in the Rip-off report database and correct their bill paying habits.

I noticed how you both responded within a few hours of the information you are reacting to. Its almost as if you got a notice like someone who has some sort of interest in the company

If so, both of your replies would be an excellent example of what I was talking about.

Make your payments on time, that's what good Americans do.  You will be amazed at the different way you are treated.

Just a suggestion, silly I know, but worth a try.

I have had car loans with several lenders including Tidewater and Wells Fargo. Trust me the other consumer will be treated differently by Wells Fargo if they get behind or not.

Aside from the fact that Tidewater is a high risk lender that should not be surprised to find some of their customers falling behind from time to time, if I am not mistaken they are in this business to make money not prove a point or teach  lessons to
people who have poor budgeting skills. Those people are the reason they can charge a higher interest rate and make more money.

While some of the reps at that company are fine a couple of them have childish attitudes and act like they work at a collection agency. They called my cell, work AND home phone several times a day. Returning their calls was useless because they absolutely would not work with me and would not stop calling if I gave them a date.

If they were not able to push me into doing what they wanted collection agency style they would call my references making it obvious that it was related to a car payment and pretending it was unintentional.

One rep even had what I can only describe as an Ill show you tone to their voice with the explanation of if I hadnt called her back that day they were going to take some drastic measures. The account was three weeks behind. A couple of the reps had ridiculous attitudes when I would deal with them.

TRUST ME - I was not unprofessional with them because I work in a corporate environment where non professionalism is not an option and I know how to handle a bad attitude without losing my composure.

So because you were on-time for a 2 1/2 years you think that "entitles" you to be late?  Well unless your loan was only for 2 1/2 years you are wrong.  You are obligated to make ALL of your payments per the legal agreement you made.

But notice the pattern you are starting.  You needed to skip a month which they let do, but then you were at a day or so late, where right before you re-financed you were just shy of 30 days late.  Well here is some news for you.  If the same pattern continues with Wells Fargo don't expect to be treated ANY differently.  In fact since you don't have as much of a history with them they will probably give you even less leeway. 

Don't believe me..well just search out reports on how people who didn't make their payments with Wells Fargo and "felt" like they were being mis-treated.

Not sure if you will get the point, but it is really simple.  Finance companies are NOT charities, they are a business.  It also really doesn't matter what company you are with but if you are failing to meet your obligation by paying ON-TIME you can expect the same result.

Also, while I can not speak specifically for Wells Fargo Auto Loan payments, most banks DO charge for payments over the phone.  So i would suspect that they have a similar charge.