Complaint Review: United Cash Loans - Internet
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- Author Confirmed
- United Cash Loans http://www.unitedcashloans.net/ Internet U.S.A.
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- Category: Loans
United Cash Loans Getting a loan from the Chicago Mob would have been less painful. UCL: a bunch of money-sucking, double-talking sharks! Internet
*Consumer Comment: Cash Net USA not licensed to do payday loans in California!
*Consumer Comment: Cash Net USA not licensed to do payday loans in California!
*Consumer Comment: Cash Net USA not licensed to do payday loans in California!
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Internet buyer, beware! Never in my whole adult life have I been so swindled and mislead. I realize that unsecured loans can be costly, but what these people do to you and your account is mind boggling. I used United Cash Loans last year when I was in the midst of a divorce. I needed a little financial breathing room in order to pay for a few utilities plus keep up the rent for the month. After browsing on the net, I applied to UCL for 300 dollars.
It seemed reasonable enough when I applied: Pay back the entire loan in 4 weeks, plus 60 dollars OR if you cannot pay the entire balance at the due date, increments of 50 dollars would be subtracted from your checking account until the balance + interest was paid in full. Here's the thing with these people - not very many poor folks can pay it off in 4 weeks, hence the need for a loan. They know this and they capitalize on it. The amount taken from your account starts at 50 dollars, then skyrockets to 90, then finally to 125! I am a working single mother of two young children and I survive from paycheck to paycheck. It was terrifying to see my money disappear, courtesy of UCL. It was next to impossble to find a phone number, but I managed to locate one. It did nothing but confirm my suspicions that I had been 'had'. They had so many excuses for the varying amounts - it was almost like they were making it up as they went along! They claimed "it was all in the contract that I signed" and they were well within their rights to collect the debt as they saw fit. I reviewed the contract and located nothing in regards to "varying amounts of payment". In fact, to my embarassment, it was rather vague and out of desperation, I signed it. They were incredibly rude, impatient and placed me "on hold" for prolonged periods of time. When I asked for a supervisor, I was repeatedly told that there wasn't one there or he/she was unavailable. Bottom line? A 300 dollar loan cost me 335 dollars. That's right. My little family and I are 635 dollars poorer, thanks to these crooks. On behalf of all the working poor that they have financially raped, I hope someone takes UCL down - HARD. Shame on United Cash Loans for stealing money from women and children...and shame on those who shelter them in the name of kickbacks.
Kathryn
Houghton Lake, Michigan
U.S.A.
This report was posted on Ripoff Report on 08/20/2008 11:50 PM and is a permanent record located here: https://www.ripoffreport.com/reports/united-cash-loans/internet/united-cash-loans-getting-a-loan-from-the-chicago-mob-would-have-been-less-painful-ucl-365210. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 Consumer Comment
Cash Net USA not licensed to do payday loans in California!
AUTHOR: Dondi - (U.S.A.)
SUBMITTED: Friday, September 12, 2008
I too was a victim of Cash Net Usa. Having borrowed $100.00, via the internet. Well, my story is like so many others that have to resort to payday loans. I did not have the money to pay it back. So, Cash Net Usa felt that they had to call me daily, to try and collect on this "huge" debt. They called so much, that I sent them a certified letter, citing my rights as a consumer, under the Fair Debt Collection Act, and strongly requested they cease from contacting me, and any of my friends or family.
I did some investigative work, and checked the State of California Department of Financial Institutions web site. Cash Net Usa has is no longer licensed in California. Their license number was 1002670, and the license expired 8-10-05.
Despite my having sent a certified letter, requesting Cash Net Usa stop calling me, the calls continued.
I was able to find an attorney at the Consumer Law Center, in Southern California.
They have filed suit against Cash Net Usa, for violating the Fair Debt Reporting Act.
I think I'll prevail.
I also filed complaints against Cash Net Usa, with the Federal Trade Commisson.
Good luck all.
#2 Consumer Comment
Cash Net USA not licensed to do payday loans in California!
AUTHOR: Dondi - (U.S.A.)
SUBMITTED: Friday, September 12, 2008
I too was a victim of Cash Net Usa. Having borrowed $100.00, via the internet. Well, my story is like so many others that have to resort to payday loans. I did not have the money to pay it back. So, Cash Net Usa felt that they had to call me daily, to try and collect on this "huge" debt. They called so much, that I sent them a certified letter, citing my rights as a consumer, under the Fair Debt Collection Act, and strongly requested they cease from contacting me, and any of my friends or family.
I did some investigative work, and checked the State of California Department of Financial Institutions web site. Cash Net Usa has is no longer licensed in California. Their license number was 1002670, and the license expired 8-10-05.
Despite my having sent a certified letter, requesting Cash Net Usa stop calling me, the calls continued.
I was able to find an attorney at the Consumer Law Center, in Southern California.
They have filed suit against Cash Net Usa, for violating the Fair Debt Reporting Act.
I think I'll prevail.
I also filed complaints against Cash Net Usa, with the Federal Trade Commisson.
Good luck all.
#1 Consumer Comment
Cash Net USA not licensed to do payday loans in California!
AUTHOR: Dondi - (U.S.A.)
SUBMITTED: Friday, September 12, 2008
I too was a victim of Cash Net Usa. Having borrowed $100.00, via the internet. Well, my story is like so many others that have to resort to payday loans. I did not have the money to pay it back. So, Cash Net Usa felt that they had to call me daily, to try and collect on this "huge" debt. They called so much, that I sent them a certified letter, citing my rights as a consumer, under the Fair Debt Collection Act, and strongly requested they cease from contacting me, and any of my friends or family.
I did some investigative work, and checked the State of California Department of Financial Institutions web site. Cash Net Usa has is no longer licensed in California. Their license number was 1002670, and the license expired 8-10-05.
Despite my having sent a certified letter, requesting Cash Net Usa stop calling me, the calls continued.
I was able to find an attorney at the Consumer Law Center, in Southern California.
They have filed suit against Cash Net Usa, for violating the Fair Debt Reporting Act.
I think I'll prevail.
I also filed complaints against Cash Net Usa, with the Federal Trade Commisson.
Good luck all.
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