Report: #1010419

Complaint Review: United Cash Loans - Internet

  • Submitted:
  • Updated:
  • Reported By: Amhartsell — Shelton Washington United States of America
  • United Cash Loans Internet United States of America

United Cash Loans Have paid $600 toward a $300 loan. And they still want $325. When I asked why after a $140.00 payment I had a higher balance than the orignial loan amount I was told it was due to service fees of $9 Internet

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I borrowed $300.00 back in October of 2012. Subsequently they have taken $90.00 a month out of my checking account followed by what I expected was a balloon payment in February. I received an email that they would be taking $125.00 out next month. When I asked about it I was informed that my actual balance is $325.00 and that any payment I have paid to date (including the 140.00 and the next payment of 125.00) are service fees and none of it counts toward my loan amount. When the loan was taken I was mislead as they didnot offer the one time payment to pay it back in full, instead I was automatically set up with this repayment plan. When I called at the beginning as to why they took out a lesser amount that didn't effect the loan I was told that the first payment paid the loan fee and that future payments would go to the balance owed. I feel that they misrepresented themselves, gave false information and was not offered a one time payment option.

This report was posted on Ripoff Report on 02/07/2013 12:11 PM and is a permanent record located here: https://www.ripoffreport.com/reports/united-cash-loans/internet/united-cash-loans-have-paid-600-toward-a-300-loan-and-they-still-want-325-when-i-a-1010419. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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