United Collection Bureau - UCB RIPOFF debt collector's direct violations of the Fair Debt Credit Practices Act, all from one answering machine message Toledo Ohio

I got a letter from the better business bureau, stating that since there was no evidence of wrongdoing, that the case was CLOSED> hmmm i wonder how they think a tape recording of the collection call can be considered "no evidence".

They went on to say that "JIM" has been corrected and would have to take training classes. If Jim didnt do anything wrong, then why send him to more training classes??? They also asked me to send them the tape. Why, so they can get rid of it? I dont think so. UCB gets away with lying to people, saying that they are lawyers or that they are suing you when they have no intention of doing so. I do have in writing however that UCB is to never contact me again. If nothing else gets done about JIM scaring the bejesus out of me, I have the satisfaction of knowing I will never have to deal with them again. Now, if they contact me again, after agreeing to cease and desist, that is another matter.

I got a letter from the better business bureau, stating that since there was no evidence of wrongdoing, that the case was CLOSED> hmmm i wonder how they think a tape recording of the collection call can be considered "no evidence".

They went on to say that "JIM" has been corrected and would have to take training classes. If Jim didnt do anything wrong, then why send him to more training classes??? They also asked me to send them the tape. Why, so they can get rid of it? I dont think so. UCB gets away with lying to people, saying that they are lawyers or that they are suing you when they have no intention of doing so. I do have in writing however that UCB is to never contact me again. If nothing else gets done about JIM scaring the bejesus out of me, I have the satisfaction of knowing I will never have to deal with them again. Now, if they contact me again, after agreeing to cease and desist, that is another matter.

I got a letter from the better business bureau, stating that since there was no evidence of wrongdoing, that the case was CLOSED> hmmm i wonder how they think a tape recording of the collection call can be considered "no evidence".

They went on to say that "JIM" has been corrected and would have to take training classes. If Jim didnt do anything wrong, then why send him to more training classes??? They also asked me to send them the tape. Why, so they can get rid of it? I dont think so. UCB gets away with lying to people, saying that they are lawyers or that they are suing you when they have no intention of doing so. I do have in writing however that UCB is to never contact me again. If nothing else gets done about JIM scaring the bejesus out of me, I have the satisfaction of knowing I will never have to deal with them again. Now, if they contact me again, after agreeing to cease and desist, that is another matter.

Thanks for your comments Mark. I already have all the evidence I need and am not backing down!!! THANKS for your support.

You will need to record everything from this point on, whether taping is legal or not in your state won't matter, a lawyer will find a way to use it.If you get another call, get him to repeat all of what he said before,if you can, and create a legible, dated file that a judge can follow. Let him incriminate himself as many times as he wants to and use the tapes to clear yourself, and maybe get a judgement in your favor too. Of course the collection agency will say "Jim" has been fired, but you'll have them by the balls anyways. Extortion, phone harassment, and terroristic threatening comes to mind. But you WILL need evidence. And if the cops do get involved, make sure you get a receipt for whatever you give them so the dummies don't lose it. Your current finacial staus won't matter either, so don't worry about it, just go to war against this clown.