Report: #585552

Complaint Review: Valentine & Kebartas, Inc. - lawrence, Massachusetts

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Submitted: Thu, March 25, 2010
Updated: Wed, April 18, 2012
Reported By: Judy — La Puente California United States of America

Author Not Confirmed

Why?

Valentine & Kebartas, Inc. p.o. box 325 lawrence,, Massachusetts United States of America

Phone: 800-731-7766
Web:
Category: Collection Agency's

Valentine & Kebartas, Inc. Valentine & Kebratas took $425 out of my personal checking account with out my authorization. They are rude, unprofessional, looking for a fight match.... lawrence, , Massachusetts

*UPDATE Employee: don't give out account information

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I had an open balance of $495.83 with banana republic. I lost my job and was unemployed and for the first time couldn't make monthly payments on time. Which lead this company "Valentin & Kebartas" to take over my account. I spoke to a representative named "Ronda" female mid Feb about making a $50 payment for the month of February. I authorized that transaction. She kept telling me to pay off the entire balance off

by next month which was $425.83. I told her if I can arrange some type of monthly payment plan and she told me the only offer they can do would be $158.61 for 3 months. I told her that's too much per month and that I would call back next month with another payment. She said ok, and we hung up. The next month I look in my checking account and they have made an unauthorized transaction of $425.83 on March 24, 2010.

First instinct was to call Valentine & Kebartas, inc. and spoke to 2 reps, 2 different supervisors before being on hold for another 5 minutes to speak to their "supervisor". A man started off by bluntly accusing me of forgetting about this payment transaction, and that they would NEVER make an unauthorized transaction with out my consent. I sat there and listened to him telling me to "grow up as an adult and take responsibility

for my actions". Proceeded to tell me they have me on recording and that he would be sure to listen tomorrow. I told him I need this money now to make my rent today...and he responded to tell me "OH THIS IS WHAT IT WAS ABOUT!! YOU NEED MONEY!! YOU'RE CALLING NOT BECAUSE WE MADE AN MISTAKE BUT BECAUSE YOUR SHORT OF MONEY THIS MONTH!" I honestly could have used my Army tactics on him if I was near Lawrence,MA.

How can any representative act and speak to anyone in that matter this way? I drove to my bank and filed a "fraud unauthorized transaction" and they told me they would investigate. Which takes up to 10 days. I looked up this company online to see if possibly they would have some reviews. But WOW, I was in shock. They have more "rip off" stories then any company should have. How are they able to still be in business? Why would Dell company

hire these guys to represent/collect money for them. I called the company again, to see if I would be lucky this time to speak to a professional supervisor. But of course I didn't get that. This time he told me "If we did make an mistake we still would never be able to give you the money back. You owe a debt which never allows a company to refund your money! I agree that maybe one of our representatives may have made a mistake

and charged you without authorization. But I can't reverse any charges." Wow, guess it's time for me to start writing to the Better Business Bureau and find myself a good lawyer to sue them!! I get that we owe money to certain companies, but how is it legal for them to withdraw MY MONEY illegally?!!? What are my options here?!?They won't be the ones living out on the street with out rent money...I WILL!

This report was posted on Ripoff Report on 03/25/2010 03:50 PM and is a permanent record located here: https://www.ripoffreport.com/reports/valentine-kebartas-inc/lawrence-massachusetts-01842/valentine-kebartas-inc-valentine-kebratas-took-425-out-of-my-personal-checking-acc-585552. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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0Employee/Owner

#1 UPDATE Employee

don't give out account information

AUTHOR: B0jangles - (United States of America)

SUBMITTED: Wednesday, April 18, 2012

POSTED: Wednesday, April 18, 2012

The only way that VKI can take money from your account is if you give them your account information. There is NO WAY they can get that without your concent. Here is why....they have no way to search for your account info, no account information is in your record when it is rec'd by a collector.

Also ALL calls are recorded, chances are they have a recording of you giving your account info and what you want taken out and when. Once you make that agreement even if you "bounce that check" or the credit card declines they can run it until it goes through and they get the money you agreed to give them. It is a recorded line you agreed to it and it WILL hold up in court. I don't agree with it. I think it is wrong but......that's the law. Write your congressmen, governer, president. Complain to the ppl that matter and maybe the laws will change...until then you are screwed, you gave account information to people who want all your money.

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