Complaint Review: Vanderbilt Mortgage & Finance - Greensboro North Carolina
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- Author Confirmed
- Vanderbilt Mortgage & Finance 7800 McCloud JRd. Greensboro, North Carolina U.S.A.
- Phone: 336-232-7000
- Web:
- Category: Mortgage Companies
Vanderbilt Mortgage & Finance Ruthless, Immoral & Unethical. They must think people are stupid!! Greensboro North Carolina
*Consumer Comment: how is this a ripoff?
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My husband and I bought a mobile home from Oakwood Acceptance in 1998. After two years we could not make the payments, due to a shut down on his job.
We lost our mobile home in 2000. Vanderbilt took over and sold the home. They have constantly harassed us for the money, (EVEN THOUGH THEY HAVE SOLD IT to someone else). I let them know that we would still have the home if we could pay for IT!!!
Recently, we purchased a vehicle, in the process, we discovered that we just had a repossession (just 6 months ago) ON OUR CREDIT REPORT! It was a mobile home from Vanderbilt!! Coincidentally, we have been renting since 2000.
They thought they could hurt us, but we left the dealership with a brand new vehicle.
They will get what's coming to them. I believe you will reap what you sow!!!
Just keep your eyes and ears open.
Sandy
Newton, Texas
U.S.A.
This report was posted on Ripoff Report on 06/28/2008 12:05 AM and is a permanent record located here: https://www.ripoffreport.com/reports/vanderbilt-mortgage-finance/greensboro-north-carolina-27409/vanderbilt-mortgage-finance-ruthless-immoral-unethical-they-must-think-people-are-st-345236. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
how is this a ripoff?
AUTHOR: Jim - (U.S.A.)
SUBMITTED: Tuesday, July 01, 2008
Your post makes the mortgage company seem like they did something wrong. What exactly did they do wrong? Are you upset that they put the repo on your credit report? Did they cause you to not be able to keep up with the payments that you agreed to make when you signed the closing papers while buying the home?
While it is unfortunate that your husband lost his job, that is not their problem, it is your problem. If I owed you alot of money and we agreed to a payment schedule, and then I claimed I was unable to pay it, would you just blow it off? You make it seem like you "got one over" on the mortgage company because you were still able to buy a new car.
Car dealerships will let just about anyone buy a car, the difference is that people with good credit get great rates, and people with bad credit (repos) get terrible rates. If you are unable to make your new car payments in the future because of an unexpected situation, and they repo the car, will that be the dealership's fault too? This is not a case of being ripped off. This is a case of sour grapes.
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