Complaint Review: Washington Mutual - Phoenix Arizona
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- Author Confirmed
- Washington Mutual P.O. Box 78347 Phoenix, Arizona U.S.A.
- Phone: 615-282-4840
- Web:
- Category: Credit & Debt Services
Washington Mutual won't honor Providian's agreements- raises interest rate ripoff Phoenix Arizona
*Consumer Comment: Actually they are within their rights
Show customers why they should trust your business over your competitors...
After working hard to build credit & got interest lowered by Providian, Washington Mutual jacked up the interest rate to 16%-WITH NO WRITTEN NOTICE, and refuses to lower. Refuses to honor Prividian's agreements.
I want to participate in a CLASS ACTION LAWSUIT agaianst them.
I will be balance transferring my balance to other cards and then closing this account ASAP!
Joseph
Old Hickory, Tennessee
U.S.A.
This report was posted on Ripoff Report on 10/26/2006 06:57 AM and is a permanent record located here: https://www.ripoffreport.com/reports/washington-mutual/phoenix-arizona-85062-8354/washington-mutual-wont-honor-providians-agreements-raises-interest-rate-ripoff-phoenix-217742. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
Actually they are within their rights
AUTHOR: Greg - (U.S.A.)
SUBMITTED: Thursday, October 26, 2006
They are required to honor the Providian agreement---- but the agreement allows the credit card issuer to change any terms of the agreement with 30 days notice.
You say there was no notice, but are you sure? They generally just send a little notice in your monthly statement. I received one yesterday, and they boosted my rate too. I have a zero balance, so it will not affect me.
Also, you have until your next statement date to object to an amendment. During that time, you can close your account, and keep the original terms.
Credit card issuers do not play nice anymore---its all about numbers----
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