wells fargo bank being ripped off by this bank Nationwide

It started about 4 months ago. Wells Fargo started posting checks and arch transactions to my account on Sundays. BUT this was only done in the beginning of the month when my social security was due to be deposited. When the account reconciled on Monday night they charged a fee even though the money was there from social security. Then I noticed the put soccial security in as a pending check so my funds were not really available until the day after they were deposited. I schedule all my payments for the 3rd of each month to avoid any fees. Social security says noney to be deposited as cash which means available the same day, not as a pending check. This month they really socked it to me with 600 in fees. Again these games only seem to happen at pay time. Did file a complaint with the OCC and the gov't consumer finance agency.