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Ripoff Report | Woodforest National Bank Review - , Internet
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Report: #505389

Complaint Review: Woodforest National Bank - Internet

  • Submitted:
  • Updated:
  • Reported By: JoAnn — Cleveland Ohio USA
  • Author Not Confirmed What's this?
  • Why?
  • Woodforest National Bank www.woodforest.com Internet United States of America
  • Phone: 8779687962
  • Web:
  • Category: Banks

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Woodforst continues to allow ach/direct debit charges to my account after I have notified them that these are not my transactions. They will not provide me with a provisional credit to allow me access to my social security money while they perform some sort of investigation.

I am the customer. These are NOT my transactions. What's to investigate? Charge them back and give me my money back.

The bank is non-responsive and snotty when dealing with me. I've tried calling and emailing and it gets me nowhere. They get very low marks for customer service. They just don't care.

This report was posted on Ripoff Report on 10/06/2009 05:19 PM and is a permanent record located here: https://www.ripoffreport.com/reports/woodforest-national-bank/internet/woodforest-national-bank-woodforest-bank-non-responsive-lack-of-customer-service-allow-505389. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
4Consumer
0Employee/Owner

#5 Consumer Comment

couple things

AUTHOR: Exemployee18 - (USA)

POSTED: Monday, October 12, 2009

Here is a couple of things you need to do when you have ACH fraud items positng to your account.  Go into the branch and request to fill out a dispute for every item that posted.  Also you need to close the account since ACH items are processed by having your account number and routing number.  If you do not close the account the bank will always allow these items to post.  If your account is negative normally the bank will credit the negative balance to the fraud account and debit the new account the amount you were overdrawn.  They will give you the provisional credit on the new account.  The bank by law has 10 days to either reject your claim or give oyu provisional credit.  So make sure you have back up financial means for those ten days.  Good luck!

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#4 Consumer Comment

Make sure you file your disputes in writing.

AUTHOR: Robert - (U.S.A.)

POSTED: Monday, October 12, 2009

You need to follow it up by sending in the dispute in writing.  Your account terms should have a section in it that will tell you were to send it.

You need to file your disputes in writing in order to maintain your rights under the banking and EFT regulations.  By filing the dispute in writing the bank has a time frame to follow, from providing the provisional credit to how long they conduct the investigation and returning fees that were charged.

You also need to contact the companies that are making the unauthorized ach debits to cancel whatever it is they are charging you for.

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#3 Consumer Comment

I don't fully understand...

AUTHOR: Ronny g - (USA)

POSTED: Sunday, October 11, 2009

If they are returning some funds..then why are they still charging the fees associated with them?

I mean if unauthorized transactions caused any additional fees...and it is proved unauthorized..then it was not your fault..why is the bank making you pay fees? It is no money out of pocket for the bank, all they have to do is not charge you the fees if any hanky panky was going on.

Did you ask the bank why they did not remove any OD/NSF fees that were due to the unauthorized transactions?

This happened to me back when I was with Wachovia, and trust me this banks policies are SPECIFICALLY geared to screw the customer over backwards and sideways....but this happened to me once...and when the unauthorized transaction was refunded..the bank lifted almost $400.00 in OD/NSF fees that were caused by it.

It's not even about fairness per say...it is about protecting your customers money as a financial institution..if they charge YOU a fee for something that is proved to NOT be your fault..then THEY are truly ripping you off as well, and not doing the job a bank is implied it should do.

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#2 Author of original report

Some Good News/Some Bad News

AUTHOR: JoAnn - (USA)

POSTED: Sunday, October 11, 2009

Well, I got a credit for SOME of the unauthorized charges but no credit for the NSF/OD fees associated with them.  These fees now total a very large sum of money to me.

 

Once again, Woodforest National Bank shows a complete lack of interest or compassion.

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#1 UPDATE Employee

Woodforest National Bank

AUTHOR: Tera - (U.S.A.)

POSTED: Thursday, October 08, 2009

At Woodforest, we take every concern seriously and make every effort to resolve issues promptly. Please contact our Customer Care department at 877-968-7962 or e-mail us at info@woodforest.com. Our Customer Care Representatives are available Monday through Saturday 7:00 am to 8:00 pm CST. If you are an Online Banking customer, you may also send us a Secured Message by logging into your account, selecting the Messaging tab and clicking on Send us a new message. We hope we have an opportunity to speak with you soon.

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