Citimortgage Citifinancial Scam artists Gaithersburg, Maryland

Your missing the point. We needed help and citimortgage agreed to a repayment plan, in fact, they set the terms and said if we stuck to the plan and missed no more payments it would put us back on track. We sent our regular payments, which we did get credit for, as well as an extra $300 to cover the repayment plan. THIS is the money they ripped us off for- AND they still tried to foreclose. We made the extra payments for 4 months before we got the notice of foreclosure. Now I'm no mathematician but I get a total of $1200 dollars that just magically disappeared after the checks reached citimortgage. So back to my question- where is my $1200 and how did they not rip us off when every one of those checks were cashed but not one dime went to my credit?

Never missed a mortgage payment, so I'm not sure what I would have to document.

And because I pay everything electronically, there is a electronic stamp to all payments I make.

I don't disagree with you that people sometimes need help, but for you to say that they are ripping you of is not correct.  If anything, you are ripping off the investor of the loan by not making the payments as you agreed to do so.

Everyone needs help at one time or another in their life.
We made arrangements to repay the missed payment and Citimortgage agreed to it. We sent the money the way we said we would but never got credited on our account the way they said they would do. In other words we had a repayment arrangement made. We honored our end but they never honored their end and now the money we sent has vanished. I can produce receipts and paperwork to verify every claim I have made. Can you?

You didn't make your mortgage payment and complaining about it.  Here's an idea, make your mortgage payment as you agreed to do so when the loan was taken out.