Merchant's Credit Guide scam collection agency Chicago Illinois

This disreputable company sent me a letter stating that I owed them $60.00 on a debt they had purchased from Pinnacle Credit Services and originated from Intrust Bank Visa. They stated I could either 1) pay 50% now, 2) make 3 paymetns equivalent to 70% of the amount or 3) make a monthly payment affordable to me.

There were several red flags that this was a scam: I have never had a debt w/ Intrust Bank, they used my maiden name that I haven't used for 16 years and mailed it to an address I've had only w/ my married name, and then I looked up on the internet to find hundreds of people who've had the same thing happen to them by this co.

I wonder how many stupid/gullible people out there have been taken by these losers. This company has obtained my name, address, social security number illegally.

I have, and encourage you to as well, to file formal claims w/ the Il. Attorney Generals Office, Federal Trade Commission, Chicago Better Business Bureau, and State of Il. Dept of Finance and Professional Development. That's the only way to shut this scam down.

I have phoned these jokers and written a letter telling them to make no further attempts to contact me. I'm so furious!!

Gayle
Erie, Colorado
U.S.A.