OCWEN Nationwide NCI scam, fraud, fraudulent documents, lying, cheating, falsifying records, mortgage fraud everywhere Nationwide

I had not missed any payments on my loan which originated with Quicken Loans was sent to GMAC then to OCWEN.... In October, I logged in to make my payment online and it said there was no account information.  I called and was told my loan had been sent to Nationwide.  They assured me there was nothing wrong.  Nationwide told me repeatedly that my loan was in "transition" and I could not make a payment "at this time".  I didn't have any address to send a payment to and niether company would accept a payment online or on the phone.  Now they tell me that my loan has been sent back to OCWEN and that I'm 4 months late and owe late fees.  The company keeps sending me documents trying to make me do their loan modification even though I've told them repeatedly that I'm not having hardship.  They caused me to be late on purpose. It's a strategy they use to mess you up, add late fees, and foreclose.  The people they make you talk to in India pretend they don't know what's going on....