Ocwen They took advantage of us West Palm beach Florida

My name is Sharon  and I have my mortgage through Ocwen. I am afraid that my husband and myself have been taken advantage of. We have been behind on our mortgage a lot. My husband lost his job due to his health and I asked multiple times for assistance with a modification and was always turned down. I have had my mortgage with them since 2006. Our payments stated out being 434 month then we got behind and they did a repayment plan and it was around 900 month but the balance never went down. I continually worked with them but it was a very vicious cycle. My husband was in and out of work due to his health until 2010. He couldn't work at all anymore. He started drawing disability in August of 2012. Last year we had been so far behind that we were about to lose our home. Ocwen granted us a modification but I don't really understand how they came up with it. Our payments are 547 month which includes the escrow, but it matures in 2036 when they tell me that I will have a balloon payment of 29,000! My home was only financed for $53,000 to begin with. I don't understand how that works. I have paid on my house since 2006 and it is only went down to 50,000. I am not very educated in this kind of thing but I feel that they took advantage because I was in a place that I may have lost the house to foreclosure. Recently my payments went back up to $611 almost to what it was before the modification was done. When I spoke to them about this, they told me it was because my home insurance went up. I checked with my home owners insurance and they said that they had went up but only less than $400 for the year but my mortgage went up $71 a month. Someone really needs to do something with this company. I contacted BBB and they told me that the company had a F rating. I was reading about the complaints and the lawsuit and would like to have someone check out my mortgage. If anyone could help me, please contact me.