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Report: #1387353

Complaint Review: One Main Financial - Nationwide

  • Submitted:
  • Updated:
  • Reported By: Marie — St Clair Shores Michigan USA
  • Author Not Confirmed What's this?
  • Why?
  • One Main Financial Nationwide USA

One Main Financial Loan Approval Scam Nationwide

*Author of original report: You misunderstand

*Consumer Comment: How Nice!

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 Applied online with this company. I was Pre-qualified for a loan. I got an immediate call back. LatI shall took all of my information said I was approved and my local office will call to set appointment to finish paperwork and get my funds to me. I was thrilled as I needed the small small amount $2500 to catch up on a couple bills.she told me I would hear from local office within 48 hours because they were busy. I waited no call, so I called the 800 number provided to find out mt loan had been DENIED! I told them Latsha said approved. Said I would get a letter. When I applied I wanted to use my husband's SSDI to increase the income. I was told oh no we got you approved on tour income alone. Don't use these people. I told her one of the reason I needed this money was to pay an extra mortgage payment because I was tired of paying late fees and wanted to get caught up so I could just pay on due date. I also only wanted total of $1500 but Latsha said I wouldonly be approved if I included the balance of an auto loan thst was 3 months till payoff. So I agreed. Bottom line they try to get you a bigger loan than you need, don't let you use other household income, tell you that you are approved, when in reality you are not, but get your hopes up waiting to get your funds. Had I nor called I would not have received a call saying I was denied. Thus us the worst scam sales tactic to use on people who getting these loans because they need the money right away. Don't tell me I am approved, when I am not. Don't say immediate approval online if thst is not the case. NEVER AGAIN will I contact this compant. SCAM

This report was posted on Ripoff Report on 07/22/2017 05:15 AM and is a permanent record located here: https://www.ripoffreport.com/reports/one-main-financial/nationwide/one-main-financial-loan-approval-scam-nationwide-1387353. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
1Consumer
0Employee/Owner

#2 Author of original report

You misunderstand

AUTHOR: - ()

POSTED: Saturday, July 22, 2017

 What angered me was not getting turned down. That happens snd I understand. However the customer rep who contacts you back shold not say you have been approved all you need to do is wait for appt. To sign paperwork. I work in an indusyry thay also uses underwriting. We do nor ever say someone is approved. We tell them that once underwriting has gone over everything. .... I guess the word scam is inappropriate, but training of phone reps could certainly use improvement.

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#1 Consumer Comment

How Nice!

AUTHOR: Jim - (USA)

POSTED: Saturday, July 22, 2017

 It's all very OBVIOUS you were turned down because final underwriting did not go along with your financial picture. Nothing new here, it happens everyday and if you would have read your paperwork or online disclaimers you would have seen no loan offer is approved until reviewed by final underwriting! However, it was very nice of you to make it easy for them and their software to get wind of your blatant attempt to libel them with the accusation of criminal activity. All they need to do now is have their attorneys obtain Court ordered Discovery and then file the required Libel Suit action against you! The FACT is you cannot borrow your way to prosperity. If you want to throw a temper tantrum because you didn't get your own way then next time just cry, wail, whine and stomp your feet. Those things are legal and babies who don't get their own way do it all the time! Oh yes, another FACT...don't bother saying it because I'll tell you in advance...I don't work for them!

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