One Main Financial /Springleaf Loan Co. -Kim L Struble, Branch Manager Predatory lending Mercerville, New Jersey

This company contacted me during a very hard financial time for me and guranteed that my credit score and credit history would not effect me obtaining a loan with them. I do not handle stress well and with my debt causing emotional havack I accepted an offer from them. When everything was finalized I realized that I would be paying back double the amount I was borrowing however I had already signed the contract so unfortunately for me I was obligating to comply with the terms. After 2.5 years of making my regular payments I found myself in yet another financial struggle. I contacted them to advise them of my hardships and ask to have my payments reduced and extend the term; what I was told was that I would have to reapply for an additional $500 before they could reduce my payment amount. It made no sense to me to borrow additional funds when I was already struggling to pay the balance I already owed so I told them "no" however they submitted the application anything which was denied because I had too much debt, duh. I made a lump sum payment after this (and by the way all of my payments have gone to interest not to the principal) now i'm in a situation where I am unable to make the payments and they call everyday, multiple times a day. I have blocked their number because on numerous occassions I have told them not to call me and to forward all communications via direct mail but now they call from cell phones, land lines any number that isn't associated with the company directly and leave messages. Please for GOD's sake do not be fooled my these Predatory lenders; I wouldn't wish this type of harrssment on anyone.