U.S. Bank I found Us Bank not following the new Federal law, not adding extra payment to the highest interest rate first. Check your statements! Internet, Minnesota

is available at the site!

*Just type in 2416 and it appears as 'Consumer Comment #11' at Ripoff Report #2416.

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I don't think it is because I am back on the sauce because I never was on any sauce.

But the issue here has nothing to do with any sauce.

To answer your question, yes, I probably "skimmed" your last reply because I would expect it to be nonsense.

So, if I understand what you are saying here..is you intentionally let your account go negative (which I think is called overdrafting) for the purpose of determining if you would be charged 10 bucks?

If this is the case you are an idiot..why risk 10 bucks when all you needed to do was read your terms and conditions? Or was it too confusing perhaps so you needed to conduct a "test" by wasting your money?

If I misunderstood anything kindly reply back and explain it. It would be nice to determine if the reason you did this is because I am on any sauce, or, you are not capable of understanding how your bank conducts business.

is available at this website!

*Just type in 502469 and it appears as 'Consumer Comment #18' at Ripoff Report #502469.

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***************************** LETTER ALERT ****************************

*Make sure to stay at this website and type in 563072 and read Frank's letter that is posted at Ripoff Report #563072.

Quick question, Ronny. Did you just skim my last ROR and miss all the detailsor are you just being facetious? (or are you back on the sauce?)

You said,"Do not be a DEADBEAT overdrafter, and you won't have to worry about the fee. Or read the terms and conditions like a normal human and if you do not find them satisfactory, find another bank and stop trying to blame everyone else for your personal shortcomings as a human being".

Come on, now. Those are my lines; but nicely quoted nonetheless.

But, going under the assumption that you missed something in my last post, let me clarify something about it....

I didn't overdraw my account. (In fact, I've never overdrawn my account.) I intentionally let my balance go negative so it would tap into my reserve line.(You know, reserve lines.... those things overdrafters never bother applying for?)Then, I could determine if the newreserve line activation fee of $10would be assessed.

Ronny, if you're going to get into a debate with someone, at least try to pay attention to what they're saying.

Some people........

Do not be a DEADBEAT overdrafter, and you won't have to worry about the fee. Or read the terms and conditions like a normal human and if you do not find them satisfactory, find another bank and stop trying to blame everyone else for your personal shortcomings as a human being.

I think you're overreacting just a bit.

Did you ever think they just made an error? Your report doesn't even say that you tried to contact them. Calm down. If it's an error, I'm sure they can fix it.

in the consumer comments section to Ripoff Report #529757.

in the consumer comments section to Ripoff Report #529757.

in the consumer comments section, okay?

because they know how to 'trick', 'manipulate', & 'deceive', their customers. Tricking, manipulating, & deceiving customers is not against the law in the USA.