U.S. Bank lying for overdraft fees about having overdraft protection mukteo, washington

I was told I had overdraft protection but after a two dollar mistake I was charged two hundred in overdraft fees...   All that overdraft protection does is allow a transaction to be processed when you allow your account to go into the negative, even when you make a $2 error.  It has no effect on whether you will incur an overdraft fee;  you will incur that overdraft fee.  Overdraft protection does NOT prevent you from earning an overdraft fee.  In fact, overdraft protection increases the amount of overdraft fees.

never had another bank account and can't open one without paying these fradulant fees which are meant to discriminate against me for cashing govt disability checks.  There are thousands of people on disability who never incur an overdraft fee.  Overdraft fees only discriminate against people who cannot properly balance a checkbook; if you can't, then you will incur the fee.  If you can, then you generally won't incur such fees.  Do yourself a favor and pay the fees.

his was an open act by the type of person who would work at a bank to beat down on the less fortunate by lying about overdraft protection.   Clearly, you don't know what overdraft protection is.  Your bills were paid, and you incurred a fee.  All that overdraft protection does is if you don't have enough money in your account, it will allow your account to go into the negative.  Overdraft protection pays your bills.  It does not protect you from incurring a fee.  If you did not have overdraft protection, then the stores you use to buy food, etc... would tell you that you can't buy food because you didn't have enough money in your account.

If you did not have overdraft protection, then the bank would have rejected your debit card transactions - and you would have been swearing at either the kkk bank (whatever that is) or wherever it was you went shopping, for not processing the transaction.  In other words - whether you had overdraft protection or not, the bank gets a complaint from you.  Now there are ways in which you could have overdrafted your account without overdraft protection, but it involves writing checks - generally a lot of them - for you to overdraft.  Not too common these days.

....and has ruined my life more than a few times.  Nobody politically ruined your life.  Your life is your responsibility.  Be strong and live it!!

Best of luck to you.