Wells Fargo Dealer Services Well Fargo Collections before grace period ends Minneapolis Minnesota

Check your contract to make sure there is a grace period. I find it difficult to believe that WF has one in their auto loan contracts as they are a rebuilder type/subprime lender.

If in fact they do have one, then they still have the right to call you because you are late.  The grace period applies to the fee's that you pay for a late payment only. If you pay in the grace period, you are paying late, but the late fee will not be charged until you pay beyond the grace period. It does not stop the calls for collections because in fact you have not paid by the due date. It is not the bank that doesn't understand "grace period's"; it's you.

Since you appear to use the grace period regularly, you might want to reasses your financial situation or just put up with the calls when you pay late.

What do you think a grace period is STUPID!!

PAY YOUR BILLS ON TIME!