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Report: #1507625

Complaint Review: cash advance america -

  • Submitted:
  • Updated:
  • Reported By: anne — North Wales United States
  • Author Confirmed What's this?
  • Why?
  • cash advance america United States

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 Dear Anne

Date: 05/01/2021

Case File # ACAS-GN4-744052

 

(Fair Debt Collection Act-811[15 USC 1692i])

Legal Charges -Section 19(A), Clause 21(US)

 

DUE AMOUNT: $1452.00

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for fraud activity, ACS has decided to give you the last chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $4873.81 against you, we request you to kindly pay the Court Restitution Amount which is $1452.00. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the courthouse. On a case-to-case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.   

This is ACS (Ace cash services), it is a parent payday loan company that owns and operates more than 350 parental payday loan websites, SPEEDY CASH, CASH NET USA, CASH AMERICA & 500 CASH ADVANCE PAYDAY MAX, 2-MINUTE PAYDAY LOANS, etc. you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at the local County Courthouse:
 
(1)       VIOLATION OF FEDERAL BANKING REGULATION 

(2)       COLLATERAL CHECK FRAUD

(3)       THEFT BY DECEPTION 

Once the court action is initiated and a Judgment / Decree  against you to recover the balance amount with the cost of a lawsuit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

  • Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
  • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets/property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition, we reserve the right to seek recovery for the balance due, as well as legal fees and any court costs incurred.

 

EMAIL US BACK TO SETTLE THIS MATTER OUTSIDE OF COURT AND GET A DEBT-FREE LIFE TODAY

Chat Support (Text SMS) Available on (518) 492-5781

(Note: Chat support Number is only for Make payment & Payment arrangements)

(Do not call on chat support number)

Dear debtor, we would like to know when you can pay the requested $1452.00 to settle this case outside of court.

If you want to take care of this out of court then contact us with payment within 48 hours and we will release the Clearance Certificate from the court.

Please let us know what your intention is by today itself so we can hold the case or else we will see you in court.

Our intention is not to threaten you; it is only an effort from our-side to settle this case outside the court.

 

ACS Inc © 2021 | Terms of Use | Privacy Policy

-----------------------------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons, or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.


Sincerely,    Eric Scott (Sr. Debt Collection Officer) Payments & Negotiation Dept. Copyright © 2021 - Council for Debt Collectors  - All Rights Reserved.  

This report was posted on Ripoff Report on 05/01/2021 03:52 PM and is a permanent record located here: https://www.ripoffreport.com/report/cash-advance-america/saying-i-owe-money-dont-1507625. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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10Author
1Consumer
0Employee/Owner

#11 Author of original report

new one but now with court fees

AUTHOR: anne - (United States)

POSTED: Tuesday, November 30, 2021

COURT SUMMONS

Federal Courthouse Legal Notice Lawsuit Filed : 1035/CA25/254573

 

LOAN INFORMATION:

 

Dear Customer

 

CUSTOMER ID #:  56842677

Case File Number: 1035/CA25/254573.

Company Name: CashNet America Solutions.

Principal Amount: $500.00.

Penalty & interest Amount: $686.87

Total Due Balance: $1186.87.

Settlement Amount: $412.00

Final Lawsuit Filed On: NOVEMBER 18TH, 2021

FDCPA ACT - 18 USC Sections 1956-57

Case Type – Fraudulent Act (FS/FC)

Lawsuit – Under Consumer Fraudulent Activity

Immediate Effect – Seizure of all Banking Accounts & SSN

 

Filed Lawsuit Charges Summary:

 

Courthouse and Attorney Fees: $792.00

Lawsuit Amount: $11986.63

Major Credit Bureaus File Processing Fees: $4297.00

Legal Stamp Charges: $298.00

Agreement Breached Charges: $158.00

Financial Institution & Bad Debt Banking Charges: $112.00

 

(Customers IP address to committed this loan)

 

Affiliations:             Judicial Circuit of United States of America

Area of Practice:      Civil Right, Banking and Finance, Debtor-Creditor Rights

 

Our client American Cash Advance is a Finance Company claiming outstanding dues of a Payday Loan provided to their Client:(you)Holding the SSN number which would be in certain privacy Norms by administrative offset of money payable by the Government.

Providing us, NCRD, their legal representatives that the debtor  owes the debt in the amount stated, as the creditor agency, has complied with this part  applied online using email ID  an American Cash Advance. The court than the Amount was $6330.00

 Three allegations are been charged as under:

 

1) Under Section 19 U.S.C. 7859 Violation of federal banking regulation

2) Under Section 37 U.S.C. 2342 Collateral cheque Fraud

3) Under Section 42 U.S.C. 5619 Theft by Deception

 

Under Section 31 U.S.C. 3716 the Company can collect the funds before three years of the contract as per the federal government's right to collect the debt first accrued, except as otherwise provided by law.

 BEFORE YOUR CASE FILE # WILL BE DOWNLOADED

 

Case File No1035/CA25/254573

 

If you would like to make a one-time final payment to settle your account, we can waive all fees and freeze the existing cash advance thus taking your balance down from $1186.87 to $412.00 and accepting $412.00 as a one-time final payment today in order to close this account.

This is your last Checking account. After you close this account we send you the All account closed with zero balance settlement completion letter it shows you that your all past due amount is paid and you do not have more due amount in any company.

 The opportunity to take care of this volunteer is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

Now I just want to know if you want to resolve this matter outside the courthouse or not.

 Reply me back immediately with your final answer so I can move on further on the basis of your answer.

 

To Attorney David Cooper, holding the case number of 1035/CA25/254573 in the state of  CA.

 

Sr. Affidavit Processor

NCRD (National Credit Restitution Department)

 

We merely require you to contact our recovery asset location department at +1 843 558 8300.between 9:30 to 6:30 (EST).

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH EMAIL OR CALL US BETWEEN WORKING HOURS ON   +1 843 558 8300.

ATTORNEY OF UNITED STATES

Copyright © 2006 ACS | Privacy | Terms of use

 

CashNet America Solutions.

Phone: (843) 558 8300

-------------------------------------------------------------------------------------------------------------------------------------------

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation. 

 

 Disclaimer: The information contained in the transmission is confidential and is intended only for the use of an individual or entity named above. Dissemination, distribution or copying of this communication is strictly prohibited.

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#10 Author of original report

another email coming in again

AUTHOR: anne - (United States)

POSTED: Wednesday, August 04, 2021

Dear Anne

Date: 08/04/2021

Case File # ACCD-R3-7204483

 

(Fair Debt Collection Act-811[15 USC 1692i])

Legal Charges -Section 19(A), Clause 21(US)

 

DUE AMOUNT: $1284.00

Once the court action is initiated and a Judgment / Decree  against you to recover the balance amount with the cost of a lawsuit is received, we may need to ask the court to give one of the following orders, should the debt remains unpaid:-

  • Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
  • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets/property by a County Court Bailiff /Sheriff Officer.

Payment arrangement options to solve this case outside of the court   Total Outstanding amount: 1284.00
A) Solve this case with a payment of $985.00 (You need to pay $985 within 2 days)
B) 5 Monthly payments (4 payments of $250 and last one will be $350)
C) 14 biweekly payments of $100.00

Note: Penalties and late fees will be added in case you fail to respond or make a payment on time. Also, you may lose your chance to solve this matter outside of court.  
   If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition, we reserve the right to seek recovery for the balance due, as well as legal fees and any court costs incurred.  

EMAIL US BACK TO SETTLE THIS MATTER OUTSIDE OF COURT AND GET A DEBT-FREE LIFE TODAY

Chat Support (Text SMS) Available on (718) 765-5764

(Note: Chat support Number is only for Make payment & Payment arrangements)

(Do not call on chat support number)   Our intention is not to threaten you; it is only an effort from our side to settle this case outside the court.   

ACS Inc © 2021 | Terms of Use | Privacy Policy

-----------------------------------------------------------------------------------------------------

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons, or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.      Sincerely,      Teresa Adams (Sr. Debt Collection Officer) Payments & Negotiation Dept. Copyright © 2021 - Council for Debt Collectors - All Rights Reserved.    

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#9 Author of original report

another email saying final notice

AUTHOR: anne - (United States)

POSTED: Tuesday, August 03, 2021

ase File No: ACS -06/92520
Balance Amount: $970.85
Creditor: Payday Loan Services
Last Date to File case: - August 7th 2021

 
 
Dear Customer,
 
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a  lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $970.85. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
       
 
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.  
 
 As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:
 
(1)       VIOLATION OF FEDERAL BANKING REGULATION 
 
(2)       COLLATERAL CHECK FRAUD
 
(3)       THEFT BY DECEPTION 
  
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
 
The Factual Basis for the complaints are as follows:  
 
You accepted to return the funds from this aforementioned pending loan.
 
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
 
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract. 
 
Dear debtor, as we were investigating your profile credit bureau &  social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $970.85 to settle this case.
To resolve this issue contact us during the working hours Monday to Saturday 09:00 AM to 05:00 PM EDT by reply back to this E-mail  to get in touch with the representative.
 
Yours sincerely
Collections & Legal Department
ACS Inc © 2021  |  | Terms of Use | Careers | Complaints |  Privacy Policy
-----------------------------------------------------------------------------------------------------Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any  attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

   

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#8 Author of original report

another email

AUTHOR: anne - (United States)

POSTED: Monday, July 05, 2021

Dear Anne

Date: 07/05/2021

Case File # ACCD-R3-7204491

 

(Fair Debt Collection Act-811[15 USC 1692i])

Legal Charges -Section 19(A), Clause 21(US)

 

DUE AMOUNT: $1284.00

Once the court action is initiated and a Judgment / Decree  against you to recover the balance amount with the cost of a lawsuit is received, we may need to ask the court to give one of the following orders, should the debt remains unpaid:-

  • Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
  • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets/property by a County Court Bailiff /Sheriff Officer.

Payment arrangement options to solve this case outside of the court   Total Outstanding amount: 1284.00
A) Solve this case with a payment of $985.00 (You need to pay $985 within 2 days)
B) 5 Monthly payments (4 payments of $250 and last one will be $350)
C) 14 biweekly payments of $100.00

Note: Penalties and late fees will be added in case you fail to respond or make a payment on time. Also, you may lose your chance to solve this matter outside of court.  
   If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition, we reserve the right to seek recovery for the balance due, as well as legal fees and any court costs incurred.  

EMAIL US BACK TO SETTLE THIS MATTER OUTSIDE OF COURT AND GET A DEBT-FREE LIFE TODAY

Chat Support (Text SMS) Available on (718) 765-5764

(Note: Chat support Number is only for Make payment & Payment arrangements)

(Do not call on chat support number)   Our intention is not to threaten you; it is only an effort from our side to settle this case outside the court.   

ACS Inc © 2021 | Terms of Use | Privacy Policy

-----------------------------------------------------------------------------------------------------

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons, or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.      --
Sincerely,      Dana Johnson (Sr. Debt Collection Officer) Payments & Negotiation Dept. Copyright © 2021 - Council for Debt Collectors - All Rights Reserved.    

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#7 Author of original report

cash advance america new case filed

AUTHOR: anne - (United States)

POSTED: Tuesday, June 29, 2021

ear Anne

Date: 06/29/2021

Case File # ACCD-R3-7204485

 

(Fair Debt Collection Act-811[15 USC 1692i])

Legal Charges -Section 19(A), Clause 21(US)

 

DUE AMOUNT: $1284.00

Once the court action is initiated and a Judgment / Decree  against you to recover the balance amount with the cost of a lawsuit is received, we may need to ask the court to give one of the following orders, should the debt remains unpaid:-

  • Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
  • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets/property by a County Court Bailiff /Sheriff Officer.

Payment arrangement options to solve this case outside of the court   Total Outstanding amount: 1284.00
A) Solve this case with a payment of $985.00 (You need to pay $985 within 2 days)
B) 5 Monthly payments (4 payments of $250 and last one will be $350)
C) 14 biweekly payments of $100.00

Note: Penalties and late fees will be added in case you fail to respond or make a payment on time. Also, you may lose your chance to solve this matter outside of court.  
   If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition, we reserve the right to seek recovery for the balance due, as well as legal fees and any court costs incurred.  

EMAIL US BACK TO SETTLE THIS MATTER OUTSIDE OF COURT AND GET A DEBT-FREE LIFE TODAY

Chat Support (Text SMS) Available on (718) 765-5764

(Note: Chat support Number is only for Make payment & Payment arrangements)

(Do not call on chat support number)   Our intention is not to threaten you; it is only an effort from our side to settle this case outside the court.   

ACS Inc © 2021 | Terms of Use | Privacy Policy

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#6 Author of original report

another email

AUTHOR: anne - (United States)

POSTED: Friday, June 18, 2021

Attention,

Hi, I’m Nathan Anderson from The Golden Repayments Services. We are the receivables management company offering a performance-based, third party solution for managing delinquent accounts.

I am here to inform you that we have received a legal complaint against you for your outstanding debt.

This Judicial Proceedings issued on your {Docket Number 02:19-cv-652367-LTB-BH} with Parent Company of US Cash Advance Inc. is to notify you after getting a failure to reach you, as you have stopped responding to calls & emails. So, the Department of OLA & IC3 (Internet Crime Complaint) has decided to mark this case as a flat refusal and pressed charges against you.

Please contact us immediately for the settlement talks, please email us for more information.

Click here to send us email for Settlement

Sincerely,
Recovery Department
©2003-2021 Golden Repayments Services | Non Profit Debt Management Services | FDCPA

CONFIDENTIAL: ATTORNEY-CLIENT PRIVILEGED; ATTORNEY WORK PRODUCT: Emails and attachments received from us may be protected by the attorney-client privilege, as attorney work-product or based on other privileges or provisions of law. If you are not an intended recipient of this email, do not read, copy, use, forward or disclose the email or any of its attachments to others. Instead, immediately notify the sender by replying to this email and then delete it from your system. We strictly prohibit any unauthorized disclosure, copying, distribution or use of emails or attachments sent by us.

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#5 Author of original report

cash advance saying they are taking legal action against me

AUTHOR: anne - (United States)

POSTED: Wednesday, June 16, 2021

sh advance going to take legal action on saying i owe money to them

 Body:

Attention,
We still have not received any revert as a confirmation for your settlement response. Notify with your intention to dispute OR still continue with the settlement.

IF YOU WANT TO DISPUTE THEN, WE MUST SUBMIT YOUR CASE TO YOUR LOCAL COUNTY SHERIFF DEPARTMENT, WHERE THEY WILL SERVE YOU THE COURT SUMMONS AT YOU DOOR STEP AND A COPY TO YOUR EMPLOYER.

We regret that if we do not receive your response within next one hour, we shall have no alternative, but to take action through your local County Court to recover the amount due together with court charges and legal fees which might cost you approximately $6796.00

If we do not receive any response from your side by today, then this case file will be downloaded automatically against your name and social. After that we are unable to help you for this case.

Note: Do update us with your intention that still you want to resolve this case or you want to dispute.

Creditor: Cash Advance Inc.
Total Amount Due: $914.38 (Unpaid Loan)
Docket File : 02:19-cv-652367-LTB-BH
Mode Of Payment: Online
Pay Off Today: $419.00 (58% Debt Reduction)
Email us on mailto:golden.debtrelief@maildepot.net

Sincerely,
Recovery Department
©2003-2021 Golden Repayments Services | Non Profit Debt Management Services | FDCPA

CONFIDENTIAL: ATTORNEY-CLIENT PRIVILEGED; ATTORNEY WORK PRODUCT: Emails and attachments received from us may be protected by the attorney-client privilege, as attorney work-product or based on other privileges or provisions of law. If you are not an intended recipient of this email, do not read, copy, use, forward or disclose the email or any of its attachments to others. Instead, immediately notify the sender by replying to this email and then delete it from your system. We strictly prohibit any unauthorized disclosure, copying, distribution or use of emails or attachments sent by us.

 

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#4 Author of original report

another email

AUTHOR: anne - (United States)

POSTED: Tuesday, June 08, 2021

Attention,
We still have not received any revert as a confirmation for your settlement response. Notify with your intention to dispute OR still continue with the settlement.

IF YOU WANT TO DISPUTE THEN, WE MUST SUBMIT YOUR CASE TO YOUR LOCAL COUNTY SHERIFF DEPARTMENT, WHERE THEY WILL SERVE YOU THE COURT SUMMONS AT YOU DOOR STEP AND A COPY TO YOUR EMPLOYER.

We regret that if we do not receive your response within next one hour, we shall have no alternative, but to take action through your local County Court to recover the amount due together with court charges and legal fees which might cost you approximately $6796.00

If we do not receive any response from your side by today, then this case file will be downloaded automatically against your name and social. After that we are unable to help you for this case.

Note: Do update us with your intention that still you want to resolve this case or you want to dispute.

 

Creditor: Cash Advance Inc.
Total Amount Due: $914.38 (Unpaid Loan)
Docket File : 02:19-cv-652367-LTB-BH
Mode Of Payment: Online
Pay Off Today: $419.00 (58% Debt Reduction)
Email us on mailto:golden.debtrelief@maildepot.net

Sincerely,
Recovery Department
©2003-2021 Golden Repayments Services | Non Profit Debt Management Services | FDCPA

CONFIDENTIAL: ATTORNEY-CLIENT PRIVILEGED; ATTORNEY WORK PRODUCT: Emails and attachments received from us may be protected by the attorney-client privilege, as attorney work-product or based on other privileges or provisions of law. If you are not an intended recipient of this email, do not read, copy, use, forward or disclose the email or any of its attachments to others. Instead, immediately notify the sender by replying to this email and then delete it from your system. We strictly prohibit any unauthorized disclosure, copying, distribution or use of emails or attachments sent by us.

 

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#3 Author of original report

another email saying lawsuit

AUTHOR: anne - (United States)

POSTED: Tuesday, June 08, 2021

Case File No: ACE  Cash - AF/5674-SM
Balance Amount: $970.85
Creditor: Payday Loan Services
Case File Transferred to ACE: - June 2021

 Dear Customer,

 Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a  lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $970.85. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

                   This is ACS (Ace cash services), it is a parent payday loan company which owns and operates more than 350 parental payday loan websites, SPEEDY CASH ,CASH NET USA, CASH AMERICA & 500 CASH ADVANCE PAYDAY MAX, 2-MINUTE PAYDAY LOANS etc. you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you  like to do.  We would like to update you, the initial loan amount was $300.00. And now with the late fees and tax, Rate of Interest the initial amount of $300.00 goes up to $970.85.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.  

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

 (1)       VIOLATION OF FEDERAL BANKING REGULATION 

 (2)       COLLATERAL CHECK FRAUD

 (3)       THEFT BY DECEPTION 

  If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:  

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract. 

 

Dear debtor, as we were investigating your profile credit bureau &  social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $970.85 to settle this case.

To resolve this issue contact us during the working hours Monday to Saturday 09:00 AM to 05:00 PM EDT by reply back to this E-mail  to get in touch with the representative.

Yours sincerely

Collections & Legal Department

ACS Inc © 2021  |  | Terms of Use | Careers | Complaints |  Privacy Policy

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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any  attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

   

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#2 Author of original report

cash advance america saying i owe money

AUTHOR: anne - (United States)

POSTED: Thursday, May 20, 2021

ear Anne

Date: 05/19/2021

Case File # ACAS-GN4-650177

 

(Fair Debt Collection Act-811[15 USC 1692i])

Legal Charges -Section 19(A), Clause 21(US)

 

DUE AMOUNT: $1452.00

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $4873.81 against you, we request you to kindly pay the Court Restitution Amount which is $1452.00. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the courthouse. On a case-to-case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.   

This is ACS (Ace cash services), it is a parent payday loan company that owns and operates more than 350 parental payday loan websites, SPEEDY CASH, CASH NET USA, CASH AMERICA & 500 CASH ADVANCE PAYDAY MAX, 2-MINUTE PAYDAY LOANS, etc. you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at the local County Courthouse:
 
(1)       VIOLATION OF FEDERAL BANKING REGULATION 

(2)       COLLATERAL CHECK FRAUD

(3)       THEFT BY DECEPTION 

Once the court action is initiated and a Judgment / Decree  against you to recover the balance amount with the cost of a lawsuit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

  • Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
  • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets/property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition, we reserve the right to seek recovery for the balance due, as well as legal fees and any court costs incurred.

 

EMAIL US BACK TO SETTLE THIS MATTER OUTSIDE OF COURT AND GET A DEBT-FREE LIFE TODAY

Chat Support (Text SMS) Available on (518) 492-5781

(Note: Chat support Number is only for Make payment & Payment arrangements)

(Do not call on chat support number)

Dear debtor, we would like to know when you can pay the requested $1452.00 to settle this case outside of court.

If you want to take care of this out of court then contact us with payment within 48 hours and we will release the Clearance Certificate from the court.

Please let us know what your intention is by today itself so we can hold the case or else we will see you in court.

Our intention is not to threaten you; it is only an effort from our-side to settle this case outside the court.

 

ACS Inc © 2021 | Terms of Use | Privacy Policy

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Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons, or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

  Sincerely,      Pamela White (Sr. Debt Collection Officer) Payments & Negotiation Dept. Copyright © 2021 - Council for Debt Collectors - All Rights Reserved.    

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#1 Consumer Comment

Just fishing

AUTHOR: John - (United States)

POSTED: Sunday, May 02, 2021

These are scammers who probably bought your name from other scammers and are hoping that you do have an outstanding loan out there and will confuse it with this nonsense.  They know nothing about you- they don't even give your Social Security number, which is a dead giveaway- but hope that you'll be frightened into handing over a random amount of money which seems like a bargain because it's less than the stated owed amount. 

The other dead giveaway is the "you have no outstanding warrants/are a good and decent person who has never been in trouble with the law" language designed to convince you that they really want to be friendly and give you a "break."  Also the "scary" referral to the generic "Courthouse" where this will be settled if you aren't very scared and call now to "freeze" this situation.   And finally the "get a debt-free life today" pitch.  Just, gag.  So phony.

I'd just ignore them, after turning this over to the proper authorities. 

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