Complaint Review: Toyota Motor Credit Corporation - Plano Texas
I wrote to Toyota Motor Credit on November 8, 2019 about my husband's accounts (7040056357571XXXX and 7040056245131XXXX) still being reported on his credit report unlawfully in hopes to get them removed.
Instead, I received the runaround from this company on November 18, 2019 through the CFPB website by claiming that they don't remove anything from the credit bureaus once they put them on there. Furthermore, you are demanding payment for a time-barred debt.
Here are your exact words, "Because we are required to report your account accurately, we are not able to accommodate your request to remove the tradeline from your credit profile. Please contact us at 800-826-9467 to make payment arrangements for the balance remaining on your account or for assistance with any other questions you may have." All are lies, fraudulent and defamation of character. How dare you!!!!
In fact, I have frequently disputed these two accounts through the credit bureaus with no success. I have even see lawsuits come against Toyota Motor Credit for failing to remove such accounts from peoples credit reports. This is fraudulent and illegal according to the FCRA. I want these accounts removed immediately from all three credit bureaus or further action will be taken. Thank you.
This report was posted on Ripoff Report on 05/25/2020 12:46 PM and is a permanent record located here: https://www.ripoffreport.com/report/toyota-motor-credit/plano-texas-financial-fcra-1495623. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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