AFLAC They are suppose to pay for short term disability. they failed to do so. Columbus Georgia

This website is vital.  Consumers need help sometimes, and this site is vital if the consumer needs help resolving an issue where the company/employer fails to do the right thing.  Yes, as with anything you sign your name to, read it.  If you don't ask questions, then, if later you have problems you will know who what and where the blame needs to go.  Sales people like uneducated buyers.  It makes there job easier.  But an educated consumer will make the sales person work harder.  Remember the old saying, knowledge is power!  AFLAC is a ethical company.  But remember, company.  And every company wants to make money, not pay it out.  So to end, read the policy.  Ask questions.  And as always, refer this website to everyone you know.  Because here, the consumer, you have the power!  

I just want to say as an Aflac District Sales Coordinator and affiliated with Aflac for over 3 years, they are one of the most ethical companies I have had contact with in my life.

Please put this in perspective - there 36 complaints and over 50 million policyholders.

Not bad!

If you can prove your agent lied (there was other employees around I'm sure) and the agent also lied to other employees... report this agent to the local RSC office in Garland.

http://aflac.com/us/en/find_sales_office.aspx

You can claim againts the agent's E&O insurance if you can prove they lied to you and other employees at your company.

Did you ask your agent to help file your claim? I help my policy owners WHEN THEY ASK.

If you're a prospective Aflac policyowner or a business owner considering Aflac, ask a real policy owner or business client the benefits. Don't go here.

Aflac agents can only offer the plans. If employees buy the wrong coverage or don't want to listen to the benefits overview, it's not the agent's fault.

Make sure you ask the agent any questions you don't understand. You're not stupid for asking. Agents took classes, had to get licensed, it's there job to know, not yours.

But an informed policyowner is a very happy one. Also you can get references by contacting your local RSC.

http://aflac.com/us/en/find_sales_office.aspx

Smart shoppers don't shop here. Go to the source. Aflac is bound by laws, and can't stay in business ripping off their client base.

If you can prove your agent lied (there was other employees around I'm sure) and the agent also lied to other employees... report this agent to the local RSC office in Garland.

http://aflac.com/us/en/find_sales_office.aspx

You can claim againts the agent's E&O insurance if you can prove they lied to you and other employees at your company.

Did you ask your agent to help file your claim? I help my policy owners WHEN THEY ASK.

If you're a prospective Aflac policyowner or a business owner considering Aflac, ask a real policy owner or business client the benefits. Don't go here.

Aflac agents can only offer the plans. If employees buy the wrong coverage or don't want to listen to the benefits overview, it's not the agent's fault.

Make sure you ask the agent any questions you don't understand. You're not stupid for asking. Agents took classes, had to get licensed, it's there job to know, not yours.

But an informed policyowner is a very happy one. Also you can get references by contacting your local RSC.

http://aflac.com/us/en/find_sales_office.aspx

Smart shoppers don't shop here. Go to the source. Aflac is bound by laws, and can't stay in business ripping off their client base.

If you can prove your agent lied (there was other employees around I'm sure) and the agent also lied to other employees... report this agent to the local RSC office in Garland.

http://aflac.com/us/en/find_sales_office.aspx

You can claim againts the agent's E&O insurance if you can prove they lied to you and other employees at your company.

Did you ask your agent to help file your claim? I help my policy owners WHEN THEY ASK.

If you're a prospective Aflac policyowner or a business owner considering Aflac, ask a real policy owner or business client the benefits. Don't go here.

Aflac agents can only offer the plans. If employees buy the wrong coverage or don't want to listen to the benefits overview, it's not the agent's fault.

Make sure you ask the agent any questions you don't understand. You're not stupid for asking. Agents took classes, had to get licensed, it's there job to know, not yours.

But an informed policyowner is a very happy one. Also you can get references by contacting your local RSC.

http://aflac.com/us/en/find_sales_office.aspx

Smart shoppers don't shop here. Go to the source. Aflac is bound by laws, and can't stay in business ripping off their client base.

If you can prove your agent lied (there was other employees around I'm sure) and the agent also lied to other employees... report this agent to the local RSC office in Garland.

http://aflac.com/us/en/find_sales_office.aspx

You can claim againts the agent's E&O insurance if you can prove they lied to you and other employees at your company.

Did you ask your agent to help file your claim? I help my policy owners WHEN THEY ASK.

If you're a prospective Aflac policyowner or a business owner considering Aflac, ask a real policy owner or business client the benefits. Don't go here.

Aflac agents can only offer the plans. If employees buy the wrong coverage or don't want to listen to the benefits overview, it's not the agent's fault.

Make sure you ask the agent any questions you don't understand. You're not stupid for asking. Agents took classes, had to get licensed, it's there job to know, not yours.

But an informed policyowner is a very happy one. Also you can get references by contacting your local RSC.

http://aflac.com/us/en/find_sales_office.aspx

Smart shoppers don't shop here. Go to the source. Aflac is bound by laws, and can't stay in business ripping off their client base.

Can someone tell me why the person posting this is all about blaming Aflac when it was truly a case of Aflac not receiving the correct information to process the claim? Additionally, why hasn't the person come back to clarify that they have now been paid because the company finally got the information that was necessary to process the claim? The insured received over $3,000.00 in benefits.

I had AFLAC for a few years and found it to be excellent coverage. Payout was never a problem.

As far as raising your three kids with no income, GET A JOB!!

Where is the father? Why do you have kids that you cannot afford?

I have Aflac and the terms and conditions are stated in the information that was given to you by your agent - I have had no problems at all with my policy
As far as you having to raise three children - you chose to have those children