Allstate Insurance Company Legally Commits Insurance Fraud at Consumer Expense Carksville Tennessee

 I took out Homeowners insurance withh Allstate in 1992. In 2008 I changed the policy to a Landlord policy. In March 2013 I inform Allstate I would be returning to my home and need to change my policy back to a Homeownwers. I was informed that my policy would be canceled as of April 15,2013. I was told because in Sept 2008 A insurance adjhy have insurance if youuster at my request  inspected the roof after a storm. Because the damages were less than my deducitale I paid for the repairs. In 2011 my primary residents in VA had water damages and claim was file with my insurance company Owens Insurance not Allstate. My home in Alabama where my mother lives also had damages to her property that I own had water damages and a claim was paid from another insurace company not ALLstate. In 21 years with Allstate they never paid any claim and I only had one incident with them. I had two weather related claims on two separate houses in over 20 years and they canceled my policy. I called the coparate office and they still did nothing. I thought that was purpose of insurance. So I pais 21 years to Allstate and they never paid out a dime. Why have insurance if you will be penalized if you file a claim. I think its time the government or someone does something about these Insurance companies rip consumers of legally.