Complaint Review: American Credit Services - Los Angeles California
- American Credit Services Los Angeles, California U.S.A.
- Category: Cross-Border Scams
American Credit Services Tried to bully me into sending money I don't have-they've met their match! Los Angeles California
Yesterday, while in Wal Mart, I got a call from a restricted ID. I sent the call to voicemail because anyone important to me knows better than to hide their caller ID. They called right back and I answered because I remembered that a friend of mine had her caller ID blocked and I wanted to tell her about herself. I picked up and some person with a heavy Indian accent asked to speak to me. Right away, I went on the defensive and I always do whenever I answer my phone and am greeted with broken English and a foreign accent-sorry if anyone gets offended but it has been my experience that those two characteristics equal some kind of scam.
I didn't catch the person's name or very much of what the hell he was talking about because I couldn't understand him and my baby was starting to have a mental meltdown in the store. He asked me to verify the last 4 digits of my social and I told him hell no. He then told me to hold on and put some other clown on the phone who claimed to be an attorney-couldn't understand him either. From what I gathered, I was guilty of acquiring a payday loan and not paying it back. I was being charged with theft by deception, check fraud and some other crap. He asked if he could read the affadavit to me and I told him it's a free country. He began talking gibberish and things were really heating up with my baby, so I told him I had to go and he should do whatever he had to do to collect the $7500.00 he was demanding from me. He said he was going to send officers to my home or job, wherever I'm at to arrest me and haul me off to court. I told him I'll make sure to wear something pretty. He said I will lose my job and my credit will be ruined. I started laughing and told him I hate my job and my credit is in the toilet, so he really would be doing me a favor. I don't even work at that place anymore and my credit is decent, but I know they are not really going to do anything. Plus I have fraud alerts on all my reports. This person was obviously annoyed with me and told me he needed to finish reading the affadavit and I should not interrupt him.
I was really starting to get angry and could not use the choice words I had swirling on my tongue because I was in a crowded customer service line so I just put my phone in my purse and let this idiot ramble on. I have Metro PCS-unlimited minutes!!! So he could've talked until the cows came home and it wouldn't have hurt me at all. He called back and I didn't answer. He left message stating I made a mistake by hanging up on him and went on to recite my name address, full social, name of my former employer and supervisor, and information for a bank account I no longer have. I've been scammed before and nothing really scares me because the first time it happened pretty much ruined my life.
So now I live to make these people angry and report them to all the authorities. I did have payday loans, years ago before they became illegal in the state of Georgia. They all were paid, but 3 companies in particular kept trying to milk me for more money even after I had paid well over what I owed them. So I went on a website that had complaints about the same 3 companies and posted a thread. My state's attorney general's assistant saw it and contacted me. She sent stern letters to all the companies and I haven't heard from them since. If anyone else gets a call from these people, give them hell and they will give you a dial tone-you won't hear from them again.
This report was posted on Ripoff Report on 05/27/2009 01:33 PM and is a permanent record located here: https://www.ripoffreport.com/reports/american-credit-services/los-angeles-california/american-credit-services-tried-to-bully-me-into-sending-money-i-dont-have-theyve-met-the-455841. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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