American Express Eric 38683 Failure to issue refund check of $1000 in timely manner. 1 month, several calls, and no check Nationwide

You can call it judgemental if you want.  But that doesn't take away the fact that you were trying to infer that AE was wrong because another company sent you "something" in 24 hours.  So of course you don't like it that someone questioned it and called you out on it.  The fact is that you can not compare having a replacement card sent to you and having a check sent to you for a credit balance.

You don't say how long you had this credit balance, but most companies will not issue you a balance until the end of the billing cycle where the credit actually shows up on their statement.   So while it may be inconvienient for you, this is not really a RipOff.   The only valid complaint you may have is that they apparently told you that you would get the check sooner than you actually will.  However, if they told you the real time in the beginning that really doesn't make it any less "convieneint" for you.

There is still something with this "dire" need and why you can't just use this credit card balance instead of waiting for a check.  But again that is your own business.

1) For citi, I just neeed a card re-issued and they sent it over night

2) Yes, in this particular time, I have come across some issues that make that AE refund check important.

3) I do not use the AE card very often so to keep it on credit tehre would take months for me to spend enough to reach that amount.  That is why I requested a check. It was a refund on a cancelled item and rather than have the credit sit there, I asked that the check be mailed. THis should not take 1 month and 3-4 calls.

Your response is a bit rude and judgmental.

 Something seems a bit odd here. First of all you are a physician and apparently a pretty busy one since you have such a hectic schedule.  So it is odd that why you would be in such a dire need to get a refund check of almost $1000 from AE.  Not only that but apparently AE is not the only one who owes you refunds as you did the same thing with Citibank. 

Of course your personal finances are your own business.  But when you post a story like this on a Public site it can make one wonder how much of this is "fluff" and what the real story is here.  For example you stated you needed "something" from Citibank, you didn't say it was a refund or if it was for how much or the situation.

Then it comes down to exactly what this is a "refund" of.  Did you overpay(by $900?) and just want the money back where you can't use it as a credit toward future purchases.  Is it some company that you returned an item and they gave you a $900+ credit?  Perhaps what ever this dire need is you could have used your AE card to pay for some(all?) of it.  If you did overpay, exactly how did you make a $900 mistake and just a short time later you are all of the sudden in a dire need?