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Report: #439428

Complaint Review: American Express - Salisbury Maryland

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  • Reported By: salisbury Maryland
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  • American Express POB 981540, El Paso, Texas79998-1540 Salisbury, Maryland U.S.A.

American Express Watch Out! American Express will unjustly lower your Credit Limit without due cause Salisbury Maryland

*Consumer Comment: American Express Lowering Credit Limits

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My fiance and I got an Amex Blue Cash Card back in October 2008 with a $3,000 credit limit. While we have been paying their payments -- above minimum every month, they just lowered our credit limit to $2600.00 instead of the original $3000 limit.

When we called to discuss the account, a very snotty Credit Supervisor rambled off some nonsense about how the balance we have which is $1700 was not going down -- and that they lowered the limit.

Now we've heard about the Credit Card Industry SCAMS that have been occurring because of Congress and the Senate threatening to regulate this industry; however, we were shocked that a company of the caliber we THOUGHT American Express was would stoop to such a low and scamming level.

Don't get an American Express Card -- PERIOD. They are just as underhanded as all the others -- not to mention the fact that they are rude about it when they do this con.

BAD COMPANY.

Unsatisfied Amex Customer
salisbury, Maryland
U.S.A.

This report was posted on Ripoff Report on 03/31/2009 09:07 AM and is a permanent record located here: https://www.ripoffreport.com/reports/american-express/salisbury-maryland-21804/american-express-watch-out-american-express-will-unjustly-lower-your-credit-limit-without-439428. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

American Express Lowering Credit Limits

AUTHOR: Callma - (U.S.A.)

POSTED: Friday, April 03, 2009

Hi - the same thing happened to me 3 times last year on the same card (AmEx Gold Card). Each time I was given NO notice before they did it. They just lowered the limit and then notified me after the fact which really put me in quite a bad situation at the end of last year because with no notice, My limit was lowered to $3000. However, the balance on the card was about $4500! So I incurred overage fees and had to come up with a big lump of $$$ to pay to get back in good standing with them on my next payment.

To date, AmEx is the only one to do this to me. While they do have a right to do this, it is the fact that 3 times they have done it to me without giving me any prior notice and that really floors me! I no longer use that card... I paid it off and cut it up... I've had enough!

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