American Law US Cash Telephone Collection Scam don't know, Internet

Received a phone call today from "American Law" stating that I had a legal case against me that would be filed in my court on Friday.   I asked for details - and they said they couldn't give me any details.   I was going to be arrested due to stealing money from "US Cash" for a loan given to me that they stated I did not repay.   I asked for his name, he said his name was "Adam".  (he also had a foreign accent)  I asked for the phone number to "US Cash" so I could straighten this out, he said that he "it would be a conflict of interest for him to give me their number".  He told me that I would need to pay $8,000 by Thursday morning to the court to get out of the debt.   He said that the company wanted to make an example out of me and I would be arrested at my workplace and brought to court.   While I was on the phone with him, I looked at my bank account online, and did not see any transactions from US Cash.  I did take out an online payday loan with MyCashNow back in November, but repaid the full amount plus interest on Dec. 15th.

I asked him for paperwork, and he stated that I had ignored emails that demanded payment, now it was too late for me to make any arrangements.  I told him that I never received any emails from US Cash.  He said:  "that is not my problem".  

After about 30 minutes on the phone with him trying to convince him that he had the wrong person, and that I am not a criminal, and I would lose my job if he sent the policy to arrest me, as I have never been in trouble with the law.   He finally stated that he would get his "manager" to see if they could settle with me.    He then came back to the phone and said that he could take a payment in the amount of $1,295.61 and they would leave me alone.  I told him that I wanted to see paperwork of the original loan amount and the interest that was due.   He said that he would send the paperwork to my house after I make the payment.   He then proceeded to ask me to write the following letter:
        Attention:   Adam
        I, (My Name) have good intentions to resolve this matter.  I will make the
        payment of $1,295.61 on Feb 14, 2011 and I wll not dispute this transaction.
        I will make the payment by my (Visa or Mastercard). 

He then proceeded to ask me for my credit/debit card information.

While I had him on the phone, I decided to google "US Cash" and found out that this was a scam.   I told him that I just found out that this was a telephone scam, and he said it was not, and that he would send the police to my job.   I told him that I was going to report him to the Attorney General's Office, and I hung up the phone.

The scary part is, like the others, he had all of my personal information, including place of employment, bank info, and ss #'s.   The number they called me from was 720-383-1481.

I called the FTC, and I'm going to call my local Attorney General's Office next.  

Beware of this scam!!!   Its freightening!!  I will never do another online payday loan!!