Amerisave Mortgage Scam-Stay away. You may be $1000 out of pocket with no Mortgage, Internet

This company is great at charging advance fees for appraisal, credit check, appraisal review, etc. They do not "know the ropes" when it comes to getting your financial information from certain third parties, In my case National City bank.

They will drag out the process and then say your credit has been denied due to incomplete credit information, in my case, the bank listed above.

The real shocker to me was when I received a $500 fee on my credit card today and am unable to reach customer service to find out why. My loan officer doesn't know. This may be a long drawn out struggle but I have already called American Express and told them I am disputing this charge.

I thought with a credit score of ~800 and a LTV of 57% This would be a "no-brainer".