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Report: #533302

Complaint Review: Bank of America - Charlotte North Carolina

  • Submitted:
  • Updated:
  • Reported By: Laura — santa cruz California United States of America
  • Author Not Confirmed What's this?
  • Why?
  • Bank of America Charlotte, North Carolina United States of America

Bank of America, Banc of America, Overdraft fees, taking money that is not theirs Charlotte, North Carolina

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Bank of America takes overdraft fees when money is not theirs to take.


I am writting about Bank of America's overdraft fees and how they takes your money when the money is already authorized to another business. Then charges another overdraft fee for the transaction that the funds were authorized for. This is not right and if you do not understand how they take their fees please see the example below where they take our money when it is spent for another vendor


Example:


11/30 chinese food AUTH $21 BAL $78


11/30 Movie Rental AUTH $14 BAL $64


11/30 Retail Purch DEBIT $65  BAL -$1


12/1 Overdraft fee $35 BAL -$36 


12/1 Movie Rental DEBIT $14 BAL -$50


12/1 Chiese Food DEBIT $25 BAL -$75


12/1 Overdraft fee $35 BAL -$110


12/1 Overdraft fee $35 BAL -$145


ON 12/1 the first overdraft fee was taken IMMEDIATELY from the 2 AUTHORIZED Payments to Chinese and Movie rental place. Therefore when the two transactions were posted it causes a s****.>

This report was posted on Ripoff Report on 12/03/2009 06:06 PM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america/charlotte-north-carolina-/bank-of-america-banc-of-america-overdraft-fees-taking-money-that-is-not-theirs-charlott-533302. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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