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Report: #546579

Complaint Review: Bank Of America - charlotte North Carolina

  • Submitted:
  • Updated:
  • Reported By: Shavonne — Charlotte North Carolina USA
  • Author Confirmed What's this?
  • Why?
  • Bank Of America charlotte, North Carolina United States of America

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First, the approval process was a long wait. Every two weeks BOA was asking for more information. I kept asking them if anything else was needed for my file because I was living in temporary housing due to an out of state move. Therefore, I wanted this process done quickly. Instead of requesting the information, they would wait and ask for a piece at a time. When I was finally approved, my closing was delayed for months because I originally put in a contract on the home in September 2008. First, I was told that I would have to bring no money to closing based on the loan I had. The day before the actual closing, I was told that instead of bringing no money to closing that I would need to bring $2,500. By this time, I was fed up with the process so I agreed to pay it. November 2008, I signed the closing paperwork and received the keys on a Friday. Therefore, I moved in that weekend.A few days later, I received an email from the closing attorney office stating BOA wanted to change the terms of the loan. The closing attorney stated they informed BOA that no changes can be made because I had closed on the loan. To make a long story short, BOA and the closing attorney went back and forth for four months. During the four months, I was living in the home. BOA was telling me that they were fixing everything and not to worry. However, BOA never paid the sellers. As a result, I received a letter from the sellers stating that I had to move immediately. The sellers were willing to wait longer if BOA gave them a letter stating that the loan will be funded. BOA would only give me verbal confirmation that they will fund. BOA said that I was no longer approved for the loan becuase the loan terms had changed. My family and I was forced to move into a one bedroom and put all furniture in storage. I lost $50,000 of down payment assistance (not funded by BOA). I eventually received my money given at closing back after several phone calls. I hired a lawyer who also was given the run around by BOA. She claims that there is grounds for a lawsuit but she is moving too slow. I am speaking with another lawyer now. I will never do business with BOA on any level again. They cannot be trusted and do not care about customers. Even my loan officer was shady. She and her boss stop taking my calls. 

This report was posted on Ripoff Report on 12/28/2009 09:04 PM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america/charlotte-north-carolina-/bank-of-america-mortgage-rip-off-closed-on-a-home-moved-in-later-kicked-out-charlotte-546579. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#9 Consumer Comment

"CREATURE POEM”...

AUTHOR: Karl - (United States)

POSTED: Friday, January 21, 2022

is only available at this site. Just type in 481536 and it appears in Consumer Comment #3 at Ripoff Report #481536.

****Letter Alert: Anyone can type in 1512122 at this site and read the letter that was recently posted in the comments section at Ripoff Report #1512122.

Thank you.

WELCOME TO AMERICA, CANADA, AUSTRALIA, AND EUROPE- OUR GOVERNMENTS AND MUCH OF OUR ECONOMIES ARE ULTIMATELY BEING CONTROLLED BY A “CREATURE” THAT IS BEING EXPOSED ALL OVER THE WORLDWIDE WEB EVERY DAY IN POEMS AND IN SONGS THAT ARE ALL TRUE

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#8 Consumer Comment

Shavonne,

AUTHOR: Karl - (USA)

POSTED: Monday, March 11, 2013

Please give us an update to your Ripoff Report when you have time. Thank You.

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#7 Consumer Comment

GLOBAL DEPRESSION POEM...

AUTHOR: Karl - (USA)

POSTED: Wednesday, May 09, 2012

is available in the consumer comments section at this Ripoff Report.

Thank You

***POLITICIAN ALERT: Make sure to stay at this site and type in the following and read the Ripoff Reports from people all over America for important information-

POLITICIAN
OBAMA
BUSH
CHENEY
CLINTON
REAGAN
PRESIDENTIAL CANDIDATE
COMMITTEE CHAIRMAN
MAYOR
SENATOR
GOVERNOR
US GOVERNMENT

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#6 Consumer Comment

SECRET SERVICE SONG 2

AUTHOR: Karl - (USA)

POSTED: Tuesday, April 24, 2012

FOOLISH BUNCH
(Please sing to the tune of the "Brady Bunch" TV Theme song.)

Anyone can 'Google' this- MIDI FILES TV AND MOVIE THEMES GARY'S MIDI PARADISE, and click on 'Brady Bunch' and sing the following lyrics to that midi tune, right?

Here we go- 1, 2, 3...

Secret Service
Had a great big party
They were drinking lots of booze and having sex
All of them are big buffoons, tell your momma 
Those people are inept.

Now these agents
Who protect our leaders
Will most likely write a book and make some cash
'Cause our country is corrupt and dirty
It smells like rotten trash.

It is time to end this song and have some breakfast
Our whole system is corrupt and so diseased
Secret Service had sex with all those hookers
They're the foolish ones who did just as they pleased
The Foolish Bunch
The Foolish Bunch
They had sex drank some booze and then had lunch?

End.

Anyone can 'Google' this- SECRET SERVICE SCANDAL, and read the related articles and watch the videos on the web.

Feel free to 'Google' this- EX-SALT LAKE MAYOR ROCKY ANDERSON FORMER DEMOCRACY NOW, and watch that video on the web. Here is a quote from the video-

QUOTE: "We launched the Justice Party because the entire system is so corrupt. It's so diseased. We know that the public interest is not being served by anyone in the system right now, particularly the two dominant parties who have sustained this corrupt system and who are sustained by it." - Rocky Anderson

Thank You

WELCOME TO AMERICA- ONE BIG LIE






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#5 Consumer Comment

IMF CHIEF WARNS OF NEW GREAT DEPRESSION.......

AUTHOR: Karl - (USA)

POSTED: Saturday, December 17, 2011

can be 'Googled'.

Anyone can 'Google' this- IMF CHIEF WARNS OF NEW GREAT DEPRESSION, and read the related articles on the web that came out yesterday, December 16, 2011.

Thank You

HAPPY HOLIDAYS!

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#4 Consumer Comment

ITALIAN PRIME MINISTER POEM.......

AUTHOR: Karl - (USA)

POSTED: Wednesday, November 09, 2011

is available at this website.

Just type in 683094 at this site and it appears in the consumer comments section at Ripoff Report #683094.

Thank You

***MOB ALERT: Don't forget to type in 659636 and go to 'Consumer Comment #18' at Ripoff Report #659636 for an important mob alert.

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#3 Consumer Comment

GLOBAL DEPRESSION POEM

AUTHOR: Karl - (USA)

POSTED: Friday, August 12, 2011

GLOBAL DEPRESSION POEM

PIIGS are in trouble
That's my impression
Europe collapses
Global Depression
More jobs are lost
What shall we do
Global Depression
Most folks are blue
CEOS laughing
Leaders don't care
Economists clueless
So unaware
Priests take your money
Hear your confession
Five Hail Marys
Global Depression.

End.

Anyone can 'Google' this- BERNANKE FAILS HIS OWN 'TWO LESSONS LEARNED' FROM THE GREAT DEPRESSION, and read the related articles on the web.

Don't forget to 'Google' this- BERNANKE FEARED A SECOND GREAT DEPRESSION, and read that article too. In that Town Hall Meeting, Mr. Bernanke said that the stock market crash in 1929 didn't cause the Great Depression. He said that the failure of a large bank in Europe was that cause of the Great Depression.

'PIIGS' is an acronym for- 'P'ortugal, 'I'taly, 'I'reland, 'G'reece, & 'S'pain.
All five countries are having serious debt problems. It appears that history may be repeated once again.

Thank You

"Knowledge is power."

POWER TO THE PEOPLE

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#2 Consumer Comment

Nrsrchd is absolutely right!!! MASSIVE FRAUD HAS BEEN TAKING PLACE IN THE USA! The Legal System & the Mainstream Media are well aware of what's been.....

AUTHOR: Karl - (U.S.A.)

POSTED: Wednesday, December 30, 2009

going on for years, but they are NOT helping the American people because the Legal System & the Mainstream Media rely on the CORRUPT corporations who are DEFRAUDING innocent Americans.


Without the Advertising Revenue coming in from the CORRUPT corporations in the USA, the Mainstream Media would lose most of its revenue. And the Legal System in the USA relies heavily on the CORRUPT corporations for its very existence.

*Both the Mainstream Media & the Legal System had evidence regarding the "COLLAPSE OF THE U.S. ECONOMY" back in the summer of 2007, and prior.

'Google' this- RIP OFF REPORT GM CREDIT CARD SERVICES, and go to Betty's Ripoff Report about her interest rate going from 10.99% to 32.44%, and then read the '1st Update' to her Ripoff Report. That 'Update' was posted on 9-3-2007 when the Dow Jones was well over 13,000 points.

Now 'Google' this- RIP OFF REPORT RICHMOND TOYOTA BIGGEST JOKE, and go to the 'Updates' section. Look at the addresses of those listed. Look at the date!

WELCOME TO AMERICA- ONE MASSIVE LIE, SET-UP TO DEFRAUD EVERY INNOCENT HUMAN BEING ON EARTH.

Happy New Year!

>>>>>>>>>>>>>>>>>>>>>>>ALERT<<<<<<<<<<<<<<<<<<<<<<<<<

*Don't forget to go to the 'MERRILL LYNCH' page of this site and read all of St. Clair's Ripoff Reports for further proof that MORTGAGE FRAUD has been taking place in this CORRUPT country.
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#1 Consumer Suggestion

Sounds like fraud to me

AUTHOR: nrsrchd - (United States of America)

POSTED: Tuesday, December 29, 2009

Have you thought of having your mortgage paper work audited?  If there is fraud then a crime has been committed and your paper work is the evidence.  Endless Fraud Detection is a third party company that provides forensic mortgage audits and can be found by adding a . com to the name.  They have a radio show which links to can be found at the top of  the page.  They had a client on the show who was talking about all the violations found in his mortgage and he was waiting for the mortgage company to pay back all the money he paid in.  With all the fraud these days and lawyers that don't get it, this is just what the back don't want people to know they can do.  See if they have something that can put your mortgage company in their place and pay for the fraud committed.
Nrsrchd

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