Complaint Review: Bank Of America - Crestview Florida
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- Author Confirmed
- Bank Of America 3351 S. Ferdon Blvd. Crestview, Florida U.S.A.
- Phone: 850-683.0811
- Web:
- Category: Banks
Bank Of America Bank Of America's Predatory NSF Fee Scam Crestview Florida
*Consumer Comment: Predatory?
*Consumer Comment: Predatory?
*Consumer Comment: Predatory?
*Consumer Comment: Predatory?
*Consumer Suggestion: One Question
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My wife and I changed from Compass bank to BOA due to the fact that (at the time) they credited deposits before debits and processed transaction from the smallest amount first, then larger amounts. They have since changed their policy. The best I can tell the change occurred sometime around June 08. I have tried asking their customer service department to clarify their position on how they process transactions, but have met with a stone wall of silence. They simply won't tell you.
We have been hit with over 945.00 in NSF fees since July. The excessive fees have left us reeling, and we have actually had to borrow money to cover the fees, only to have MORE fees tacked on by BOA. It is a losing battle. We are taking our business to a local credit union.
All of the large banks do this. They are preying on the consumer who can least afford it. They should be ashamed!
Michael
Baker, Florida
U.S.A.
This report was posted on Ripoff Report on 10/07/2008 09:42 AM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america/crestview-florida-32536/bank-of-america-bank-of-americas-predatory-nsf-fee-scam-crestview-florida-378966. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#5 Consumer Comment
Predatory?
AUTHOR: Edgeman - (U.S.A.)
SUBMITTED: Tuesday, October 07, 2008
Was the overdraft fee not mentioned in the terms and conditions and did you not indicate with your signature that you agree to the terms and conditions?
From your mention of posting deposits before debits, I gather that you are attempting to float transactions. You should stop doing that. Paying out over $300 per month in fees is just outrageous. Do not authorize any transactions or send out any checks until the funds are fully available.
#4 Consumer Comment
Predatory?
AUTHOR: Edgeman - (U.S.A.)
SUBMITTED: Tuesday, October 07, 2008
Was the overdraft fee not mentioned in the terms and conditions and did you not indicate with your signature that you agree to the terms and conditions?
From your mention of posting deposits before debits, I gather that you are attempting to float transactions. You should stop doing that. Paying out over $300 per month in fees is just outrageous. Do not authorize any transactions or send out any checks until the funds are fully available.
#3 Consumer Comment
Predatory?
AUTHOR: Edgeman - (U.S.A.)
SUBMITTED: Tuesday, October 07, 2008
Was the overdraft fee not mentioned in the terms and conditions and did you not indicate with your signature that you agree to the terms and conditions?
From your mention of posting deposits before debits, I gather that you are attempting to float transactions. You should stop doing that. Paying out over $300 per month in fees is just outrageous. Do not authorize any transactions or send out any checks until the funds are fully available.
#2 Consumer Comment
Predatory?
AUTHOR: Edgeman - (U.S.A.)
SUBMITTED: Tuesday, October 07, 2008
Was the overdraft fee not mentioned in the terms and conditions and did you not indicate with your signature that you agree to the terms and conditions?
From your mention of posting deposits before debits, I gather that you are attempting to float transactions. You should stop doing that. Paying out over $300 per month in fees is just outrageous. Do not authorize any transactions or send out any checks until the funds are fully available.
#1 Consumer Suggestion
One Question
AUTHOR: Noir - (U.S.A.)
SUBMITTED: Tuesday, October 07, 2008
Did you overdraw your account? You never say.
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