bank of america Charged extra fees of 340usd for over draw fee and they closed my account. Debt collectors started calling me i paid them 170 until now and they did some thing that i cannot open my bank account any w fairfax, Virginia

I opened bank of america student account in 10470 Lee Highway 
Fairfax, VA 22030. I paid over witj drawl fees several times.Later i i went for a vacation for day from new jersey to pittsburg.Accidentally the with draw fees went to 340 usd.As i was student i could pay the amount.They closed my account and they the bank did some thing that i could nt open bank account any where in usa i paid half amount 170 usd to the collection agency.Please help me out to open bank accounts checking and saving.I treid opening accounts in chase bank once they said i could nt i dont know whether they have filed bank fraud or its my mistake.I will pay remaining 170 soon but the collection agency said we are not sure bank of america  will allow you to open account again.Please help me out to erase my name and provide me facility to open bank account in any bank..Please i apprecite your social responsibility towards customers thus your joining hand in improving our country