BANK OF AMERICA BANK OF AMERICA AND THEIR RIP OFF FEES!!! Internet

ANYONE can 'Google' this- RIP OFF REPORT GM CREDIT CARD SERVICES, and go to Betty's Rip Off Report about how her 'credit card interest rate' went from 10.99% to 32.44%, and then read the '1st Update' to her report where the "COLLAPSE of the U.S. economy" was accurately predicted on 9/3/2007 when the Dow Jones was well above 13,000 points, right?

True, OD fees assessed by B of A and most other banks are crazy. Ridiculous. Insane. However, this is what you agreed to when you opened your account. These are the terms that banks set out. If these are onerous to you, then just do without a bank account. Good luck with that, but you do have that option. AND, it is not that hard to avoid OD fees.  I have it on good authority that less than 10% of a bank's checking account customers get more than 2 OD fees a year. Poor money management  by this minority is the cause of most OD fees, and the fees that are caused by merchant or bank error or fraud are refunded. 

..or forgive..but if they mess up and FAIL...guess who bails them out??

Don't worry..change is a coming...stay tuned.

Business Professor, 2004.

I'm sorry, but this isn't a ripoff. It's just poor money management. Yes, the fees are ridiculously high. But it's a strong deterrent, isn't it? If you empty your account just before paypay you're better off using cash instead of your debit card.

I'm not sure about that $10.00 fee. Why would you transfer only 32 cents? If the $10 fee is the standard rate for a transfer, it should be in your consumer agreement your eceived when you opened the account.

And no, they don't care about you or your medical problems. They don't care about mine either. The banks and credit agencies are BUSINESSES who want to make money. They do that through the account holder's own carelessness.

I'm willing to bet you don't overdraft again anytime soon!

And just ignore Karl. He's paranoid and rants about everything.

the U.S. debt.