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Report: #359135

Complaint Review: BANK OF AMERICA - Nationwide

  • Submitted:
  • Updated:
  • Reported By: Bunnell Florida
  • Author Confirmed What's this?
  • Why?
  • BANK OF AMERICA Nationwide U.S.A.
  • Phone: 800-432-1000
  • Web:
  • Category: Banks

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Bank of America has the NERVE to close my account down when I confronted them about excessive overdraft fees in which they cause themselves because of the way they post their crap. I had checked with online banking and my account activity was perfect, everything I charged with my debit card indeed went through as I expected. The next day, everything was changed around and the largest amount I charged was put through the account first causing an overdraft fee and then all the little ones to follow right after. This is a d**n SCAM. It's no wonder this Bank has the tallest high rises in big cities.....I should have shares in them I paid for them along with all the rest of their customers. GET OUT NOW BEFORE IT'S TOO LATE AND YOU ARE RIPPED OFF OVER AND OVER AND OVER AND OVER!!!

Bunnell, Florida

This report was posted on Ripoff Report on 08/04/2008 04:28 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#6 UPDATE EX-employee responds

Bank of America are leeches

AUTHOR: Dragline - (U.S.A.)

POSTED: Sunday, August 24, 2008

I worked for Bank Of America and it is their policy to squeeze every cent from their customers possible, They also have the Better Business Bureau in their pocket as well.

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#5 Consumer Comment

They're Holding Your Check for a Reason

AUTHOR: Jim - (U.S.A.)

POSTED: Thursday, August 07, 2008

They want to make certain there aren't any other transactions done through a debit card that haven't been processed. Because you've established a history of having your account go negative so many times, this is something they do to safeguard themselves, and you. In 10-15 days, you'll have your money.

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#4 Author of original report

Bank of America

AUTHOR: Lisa - (U.S.A.)

POSTED: Thursday, August 07, 2008

Since Bank of America has decided to close my account they have also decided they are going to keep my payroll check for 10-15 days which was direct deposited by my company. I can't get any information with regards to where my check is or why they are keeping it. This has to be illegall and I intend to find out!! SOB's....Scammer's.....Liar's and Cheats.....Nobody I know will ever do business with them.....

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#3 Consumer Comment

What You Said Isn't True

AUTHOR: Jim - (U.S.A.)

POSTED: Monday, August 04, 2008

Nikki is right - if you had enough money in the account, you would not have had an NSF. You made two very common mistakes and these will follow you for life unless you take these steps:

1. Stop checking your balances onlline. The balances online are not accurate until all activity is posted at the end of the day. The bank will take your activity and rearrange to post your activity highest to lowest, or any order they decide to choose. It's something YOU agreed to when you opened the account.

2. Stop using a debit card unless you plan on keeping a check register for all of your account activity, not just the checks. Get yourself a real credit card instead.

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#2 Consumer Comment

'This is a d**n SCAM'

AUTHOR: John - (U.S.A.)

POSTED: Monday, August 04, 2008

Yes, you are. You DID NOT have enough money to cover everything thus caused the fees YOURSELF. Doesn't matter what 'online' says, it's what the register that you responsibly keep that matters. But you don't keep one so.

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#1 Consumer Comment

Did you have enough money to cover it all?

AUTHOR: Nikki - (U.S.A.)

POSTED: Monday, August 04, 2008

You stated everything went through as expected. If you had enough money in the bank to cover everything that went through as expected, it doesn't matter how they post the items.

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