Bank of America Money Market, Savings, etc. DO NOT OPEN THESE ACCOUNTS. Reno Nevada

 Do not under any circumstances open BofA's savings or money market accounts. They will target you for this if you deposit large sums. In our case, we deposited a large inheritance and they convinced us these accounts were a "good investment". The problem is this. Average working citizens have busy lives, and when you bifurcate your funds between accounts like this it makes it statically four times as likely to overdraft. This would be okay, if the interest earned on the accounts offset the risk of overdraft. But the banks know that everyone overdrafts, its simply the case that some people overdraft a lot and others, who are more responsible, might only overdraft once a year or two. As I mentioned, the interest earned on the accounts does not offset the risk. In fact, the interest is microscopic. Its something like a tenth of a percent per month on savings, and an eighth of a percent per month on their "money market" account. The fact of the matter is, if you have jobs, a busy life, you don't need the head ache. If you really want to invest, put it somewhere you'll actually make some real interest. Go local. Go credit union. Don't go with BofA because they'll drop a few pennies in your account and wrench $35 out of the other.