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Report: #718810

Complaint Review: Bank of America - St, pete Florida

  • Submitted:
  • Updated:
  • Reported By: Cathy — United States of America
  • Bank of America St, pete, Florida United States of America

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My husband and I refinanced our home with Countrywide.  If you are reading this you know what happened.  Now our loan is owned (?) by Bank of America.  About fourteen months ago our monthly mortgage payment went through the roof.  BA contacted us and said that if we can pay x amount for three months we may qualify for the save our homes program.  We have been paying x amount since then.

Since then they have told us we do not qualify for that program but we should apply to another program.  Over and over again we have submitted paperwork to BA.  The house is in my name and the mortgage statement says that I owe $37 K in late fees etc even though we are paying what they told us to pay every month.  Enough already!

The person that is supposed to be handling this is not returning our calls.  And over the last 14 months we have spoken to numerous left hands that have no idea what the right hand is doing.

Saturday morning we attended a brief seminar presented by NACA, Neighborhood Assistance Corporation of America.  They are a non-profit advocacy group that has contracts with most lenders (including BA) to try to negotiate a reasonable payment for your mortgage.  They do not claim to help reduce the principle amount you owe nor the interest rate.  And you have to provide them with all of your financial info including your budget.  I have no problem with that.  Their web site is www.naca.com.

We have been told that BA, or any other bank for that matter, will not pay attention for modification unless you stop paying your mortgage.  And I have also been told that if you do not make payments, your credit is ruined and you live in tent city.  Based on BA's BS my credit is already ruined. 

Any constructive advise is greatly appreciated.

This report was posted on Ripoff Report on 04/17/2011 08:21 PM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america/st-pete-florida-33706/bank-of-america-enough-already-st-pete-florida-718810. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#6 Consumer Comment

PROTESTER SONG 10

AUTHOR: Karl - (USA)

POSTED: Thursday, December 01, 2011
WE'RE OCCUPYING
(Please sing to the tune of "Smoke On The Water")

Anyone can 'Google' this- FREE MIDI FILES FROM MIDI MOLE, and click on the letter 'S', then scroll down to the song 'Smoke On The Water' and sing the following lyrics to that tune, right?

Here we go- 1, 2, 3, 4....

We all went down to Wall Street
Had our tents and had our iPhones
We had some pizza and some hoagies
Cops armed with pepper spray
Pete Seeger and some others
Were singing with the folks in town
Bank mobsters and the goofballs
Turned our world upside down.
We're occupying!
We are really mad!
We're occupying!

They shot folks with pepper spray
The smoke made an awful smell
Those creepy cops were so far out of line
Putting lives through a hell
When the tents were taken
The people all began to say
Wall Street is just a lie
It's how the mobsters make their pay.
We're occupying!
We are really mad!
We're occupying!

They occupied at UC Davis, yeah!
Cops were shooting pepper spray
Then we noticed T.V. cameras all around
We're on Democracy NOW!
People really mad, getting pissed
Country is one big lie
We gotta end this system once and for all
It's time... for us to occupy.
We're occupying!
We are really mad!
We're occupying!

End.

Anyone can 'Google' this- UC DAVIS STUDENT DESCRIBES PEPPER SPRAY ATTACK ON OCCUPY CAMPUS PROTESTERS DEMOCRACY NOW!, and read the article and watch that video on the web.

Don't forget to 'Google' this- PETE SEEGER, ARLO GUTHRIE OCCUPY WALL STREET, and watch the videos and read the related articles on the web.

Thank You

POWER TO THE PEOPLE

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#5 Consumer Comment

CATHY, TRY.....

AUTHOR: Karl - (USA)

POSTED: Tuesday, April 19, 2011
'Googling' this- 9WANTS TO KNOW STARTS WEEK-LONG PUSH TO HELP HOMEOWNERS, and watch the video and read the article, okay?

It appears that the banks don't want to be exposed on Local T.V. If you read the article, you'll see that Mr. Brett was able to get everything straightened out 45 minutes after he called 9NEWS in Denver. You can do the same thing. Contact all of the Investigative Reporters at all of your Local T.V. Stations and maybe someone will help you.

It just proves that the Harvard Business Professor was correct when he said that exposure is a corporation's worst fear, right? You can stay at this site and type in 269041 and go to 'Consumer Comment #3' at Ripoff Report #269041 to read more of what the Harvard Business Professor said in late 2004 to his class of executives. My CEO brother-in-law was in that class. 

Good luck to you!

"Knowledge is power."

POWER TO THE PEOPLE
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#4 Consumer Comment

The real enough already

AUTHOR: Susan - (USA)

POSTED: Monday, April 18, 2011
The real enough already is why people who took out mortgages they couldn't afford, then took out another loan they again couldn't afford, keep complaining AND getting bailed out.

Where is my bailout?  My taxes keep going up to cover everyone else getting help and my pay keeps getting cut.

I have a fixed rate mortgage that I have never been late paying but one more tax or pay cut and I am done. Excellent credit rating and FICO score and all. 

There is no bailout for people like me.
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#3 Consumer Comment

Cathy, Before you believe anything that Striderg says you might want to.......

AUTHOR: Karl - (USA)

POSTED: Monday, April 18, 2011
type in 422831 at this site and read 'Consumer Comment #6' at Ripoff Report #422831, okay?

Thank You
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#2 General Comment

NACA

AUTHOR: Striderq - (U.S.A.)

POSTED: Monday, April 18, 2011
is a self described financial terrorist company that gets their way by blackmailing and intimidation. Part of their program is that you must participate in their protests and intimidation. If you can live with this then you are certainly encouraged to participate in their system.
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in 'Consumer Comment #1' at Ripoff Report #271771.

Then mail a copy of your Ripoff Report to President Obama. If you type in 529757 at this site, his address appears at the end of 'Consumer Comment #29' at Ripoff Report #529757.

You can also alert all of your Local T.V. Stations by mailing them a copy of your Ripoff Report and putting it to the attention of their Investigative Reporters. Maybe someone will help you.

Good luck!

P.S. Just because the Mainstream Media in New York decided against alerting the American people about the collapse of the U.S. economy and the stock market crash back in 2007, when they were sent many letters, hand-drawn cartoons depicting all of the fraud & corruption taking place inside corporate America, and even subpoenaed evidence that was information that came from a Harvard Business Professor from late 2004 about Wall Street and the stock market, doesn't necessarily mean that we should give up hope. Maybe the Mainstream Media will start helping the American people. And maybe they won't. Since the Mainstream Media is ultimately being controlled by the ones who caused this BIG mess in America, my guess is that they'll continue in their old ways. (Deceiving the American people.)

*You can type in 269041 at this site and go to 'Consumer Comment #3' at Ripoff Report #269041 and read some of the same information that the Mainstream Media was sent in 2007. It starts paragraph #4 in that consumer comment. (It was subpoenaed in 2006. The Mainstream Media was mailed copies of that subpoenaed evidence.)

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