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Report: #203987

Complaint Review: Bank Of America - Tampa Florida

  • Submitted:
  • Updated:
  • Reported By: Tampa Florida
  • Author Confirmed What's this?
  • Why?
  • Bank Of America bankofamerica.com Tampa, Florida United States of America

Bank Of America ripoff They closed my credit account for no reason when I needed it the most Tampa Florida

*Consumer Comment: Pay Your Mortgage?

*Consumer Comment: Pay Your Mortgage?

*Consumer Comment: Pay Your Mortgage?

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I have had a Bank of America Credit card since June 2004. Using it on and off, never being late. For the past 6 months I had a $0.00 balance for which I was proud of. My limit was increased from $4000.00 to $65000.00 in June/July 2006. This credit card was my back up in case I needed emergency money. Today, August 1st, 2006 I needed money desperately to pay for my mortgage, and my investment mortgage. I went to a branch of Bank of America to request a Cash Advance, only to find that those f***ers have closed my account for no apparent reason. Inactivity they claimed when I called the credit department.

This adds up to the reason why I HATE BANK OF AMERICA!!!! There is no customer service and no way they would help. This was my last resource.

Nagib Tampa, Florida
U.S.A.

This report was posted on Ripoff Report on 08/01/2006 01:45 PM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america/tampa-florida-33613/bank-of-america-ripoff-they-closed-my-credit-account-for-no-reason-when-i-needed-it-the-m-203987. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#3 Consumer Comment

Pay Your Mortgage?

AUTHOR: Louise - (U.S.A.)

POSTED: Wednesday, August 02, 2006

If you read your terms and agreement a bank can close a credit card due to inactivity, they don't have to tell you, you don't own the card and it costs money to maintain the account even when not in use. The other issue of not being able to use your card because you had to pay your mortgage is quite concerning. First signs of financial difficulty is when the mortgage get paid by credit card.

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#2 Consumer Comment

Pay Your Mortgage?

AUTHOR: Louise - (U.S.A.)

POSTED: Wednesday, August 02, 2006

If you read your terms and agreement a bank can close a credit card due to inactivity, they don't have to tell you, you don't own the card and it costs money to maintain the account even when not in use. The other issue of not being able to use your card because you had to pay your mortgage is quite concerning. First signs of financial difficulty is when the mortgage get paid by credit card.

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#1 Consumer Comment

Pay Your Mortgage?

AUTHOR: Louise - (U.S.A.)

POSTED: Wednesday, August 02, 2006

If you read your terms and agreement a bank can close a credit card due to inactivity, they don't have to tell you, you don't own the card and it costs money to maintain the account even when not in use. The other issue of not being able to use your card because you had to pay your mortgage is quite concerning. First signs of financial difficulty is when the mortgage get paid by credit card.

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