Banker's Life and Casualty Banker's Life, Colonial Penn, CNO Financial, Conseco Run, don't walk away from this company! Overpriced products/Unethical Agents Chicago Illinois

Wow! If you have morals and ethics...Don't work for this company. They will promise you great things and then when it's time to collect in comes the fine print! They market to senior citizens with policies that are some of the highest in the industry! Manager's never talk about doing things in the client's best interest, only about how to sell them additional policies. They have a term called "The Perfect Client" and how you continually go back over a period of time and sell them over and over and how much money you make off them!

An Insurance Agent should give honest and credible advice in the best interest of the client...especially when dealing with seniors mostly living on limited fixed income! At no time did I ever hear any Banker's Manager adopt this philosophy. When you leave you'll get notified that most of your clients cancelled their policies and you owe back commissions. I got charged back for commissions to clients of other agents! The "knowledgeble" folks in the home office can't tell you anything if you challenge this, they are brain dead clerks...one finally told me I was probably right but she had no idea and was just doing as directed!

If you want to find out about Bankers just Google them and you'll see all the various class action lawsuits from them not paying claims(there are suits in multiple states) and the Inside Edition hidden camera investigation!

If you want to sell insurance there are many ethical and reputable firms out there...Banker's isn't one of them. I work for one such firm who insists that the client's best interest must be first...always! We honestly help folks find the policy or plan they choose from a host of companies at the lowest cost...that is such a blessing for most seniors on a fixed income. Banker's doesn't want clients or agents to know about other companies since their policies are extremely high! The manager makes a big cut off everything new agents do, so they'll push you to sell everything you can to line their pockets!

If you're a prospective agent...do your homework and look around at several companies and treat every client with respect! If you're a policyholder shop around! Be smart, make an informed decision.