Best Egg False Advertisement - Loan Promise Indiana

Best Egg sent multiple pre-approved offers for months before I finally considered it.  I had a credit card that I needed to pay off with a deferred interest payment for a year and thought that this would be quite helpful to take care of it and pay less toward that loan instead of accruing all the interest on the credit card. 

When I applied I sent 2 years of tax returns and a letter stating my current employee status and current salary.

When I received a call from Best Egg after filling out the application on line they told me that they could only verify based on the past tax returns and then I was declined.  So it didn't matter what my current income was or the fact that all of my other payments are current and have been current according to my credit report.

I was very disappointed since I thought I had found my solution to not have all of the deferred interest added to my credit card but now that is still what is going to happen.  I feel that Best Egg should let you know up front that they will only base it on tax returns from previous years and not your current salary.

They sure wasted a lot of postage sending all of those pre-approval letters.  But I wasted my time trusting them to come through.