Best Egg- FRAUD ALERT PRE-APPROVED ONLY TO BE GIVEN THE RUN AROUND Wilmngton Delaware

I was contacted by this company by USPS mail on several occasions stating that I had been pre-approved for a loan up to $40,000 based on my credit history.

After receipt of the fifth or sixth notice by USPS mail that I had been approved for the same $40,000, I tried entering the offer code online, but the website was not cooperating with accepting the code. Therefore, I called the phone number on the letter.

I spoke with a representative who after giving her my Offer code, she stated that "her system was down, but that I could call back and talk to a different representative since not all the rep's systems were down, just hers."

I thought this was strange so I asked her to transfer me to one of her colleagues whose system was up and running, and that way I wouldn't have to call back. An intrasystem transfer is standard for any business operation, especially in light of current/ongoing system operation problems.

THis business smells SCAM and FRAUD all over it. I wish I had read the other Rip Off Reports and BBB reports prior to calling them and inadvertently hurt my credit score.

This company claims "Check your rate online with no impact to your credit score!" What they don't tell you, is that if you are denied the loan, your credit score is indeed impacted in a very negative way.

Then another company (or the same company under a different name) comes along to offer you the money you have just let the financial world know you are looking for, and they offer you outrageous APR's based on your fraudulently deflated credit score.

That's the game. This company needs to be stopped. The AG of Deleware should send them an immediate cease and desist, or the federal agents should step in due to their USPS mail fraud interstate.