Budget Car Sales Tony Malido dealer for the people Not at all like what his commercial says Radcliff Kentucky

You are a Sub-Prime borrower who by your own admission has bad credit.  Now of course you like most "deadbeats" are going to blame everyone else for your situation and not take responsibility for your actions that led to the bad credit. 

Because of your bad credit you do not get to dictate the terms that someone is actually willing to finance you.  The ad said they could get you financed even with bad credit.  Okay so answer this Einstein, did it say at what terms?  Did it say without a co-signer?  Did it give you a guaranteed interest rate?  Did it specify the downpayment you would need.  My guess is a big NO on all of those.

So just becase they are wanting you to come up with a Co-Signer does not make it a RipOff.   I guess you would have been happier if they told you that they could finance you without a cosigner but you would have a 29% interest rate and need a $5,000 down payment. 

If you really wanted to help your situation, perhaps you should take care of your past debts,  which with your score you probably have at least 1 active collection account and probably several either in default or at least 1 month past due.  Oh and don't think for a minute anyone believes the reason you don't want to get a co-signer is because you don't want to bother them.  Most likely your delinquencies include some co-signers and no one is willing to give you another chance.