Complaint Review: Calvary Portfolio Services - Hawthorne New York
- Calvary Portfolio Services P.O. Box 1030 Hawthorne, New York U.S.A.
- Phone: 866-434-2996
- Category: Collection Agency's
Calvary Portfolio Services Purchased my debt never notified me, attempting to "Revive a Judgment" and get me for the original amount plus 10 years back interest Hawthorne New York
*Consumer Suggestion: Bankruptcy may be the best idea for you
*Consumer Comment: Consult an attorney.
*Consumer Comment: Look up the statutes in your state.
*Consumer Comment: this is a bad situation. Get the best legal representation you can afford. You'll need it.
*Consumer Comment: You need a lawyer.
*Consumer Suggestion: Jessica, here's how you get the last laugh!
A year after that, I received a couple of my payments back. Attempted to contact the law firm and never heard from them again. So I went about my life instead of going after them. That was June of 1999
Cut to April 2008, I was served a summons at my home for a hearing of "Calvary Portfolio Services llc -vs-Jessica___" And they are seeking to revive the original judgment from 1998 (even though they were not the original holders on the judgment) and are coming after me and threatening to garnish my wages to the tune of $21,000.
I've been to court twice. I got one last continuation because the judge has made it clear that he is going to allow this revival to move forward and my last court date is July 15th. I have legal representation, but he is dumbfounded at how this past court appearance was handled. I presented my copy of the original judgment (because the original has been destroyed) and all he had to say to me was, "Well it appears that this company acquired your debt."
I was also told that they did not have to notify me when they purchased my debt and they have the right to revive this judgment against me and demand I pay the $9,000 plus 10 years interest at 9% and court costs and attorney's fees.
I asked the judge and the short, bald lawyer for the prosecution, "How was I suppose to fulfill my financial responsibility if I was not notified of the change of hands." I received this as a response: Judge: "They are not required by law to notify you."
Oh but they are allowed "by law" to sit on something for who knows how long and then come after me as though they are the original holders of the debt and then threaten me and be completely unwavering in any attempts to settle? Their idea of a "payment plan" was for me to put down $6,000 immediately and then pay $572/month for the next 36 months. Great payment plan huh?
None of this seems right.
This report was posted on Ripoff Report on 06/19/2008 12:15 PM and is a permanent record located here: https://www.ripoffreport.com/reports/calvary-portfolio-services/hawthorne-new-york-10532/calvary-portfolio-services-purchased-my-debt-never-notified-me-attempting-to-revive-a-ju-342022. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:
Advertisers above have met our
strict standards for business conduct.