CALVARY PORTFOLIO SERVICES JACKING UP COLLECTIONS PHOENIX Arizona

I HAVE HAD THE SAME PROBLEM WITH CALVARY PORTFOLIO SERVICES. IN 1999 MY HUSBAND HAD A CC WITH HOUSEHOLD BANK. WE PAID OFF THE BALANCE EXCEPT FOR $81.00.

WE FELL ON HARD TIMES AND TOLD HOUSEHOLD WE WOULD PAY THEM AS SOON AS OUR FINANCES BECAME IN ORDER AGAIN.

WELL, IN 2000, WE DECIDED TO REFINANCE OUR HOUSE AND THEY PULLED A CREDIT REPORT.

ON HIS CREDIT REPORT WAS A COLLECTION ACCOUNT FOR 935.00 WITH CALVARY SERVICES.

I CALLED THEM AND ASKED HOW A BALANCE OF 81.00 COULD GO TO 935.00, THEY SAID THAT THIS WAS THE AMOUNT THAT WAS SENT TO THEM BY HOUSEHOLD, WHICH IS BULLSHIT.

I CALLED HOUSEHOLD WITH MY HUSBAND ON THE PHONE AND THEY ADVISED US THAT THEY COULD NOT FIND OUR ACCOUNT, BUT SOMEONE WOULD LOOK INTO IT AND CALL US BACK. 3 DAYS LATER I GOT A CALL AND THEY SAID THAT THE BALANCE WAS $81.00 AND WE COULD PAY THIS TO THEM.

I HAVE NO PROBLEM PAYING THIS, BUT WHEN I ADVISED CALVARY THAT HOUSEHOLD SAID WE ONLY OWED 81.00 THEY SAID THEY WOULD HAVE TO RESEARCH IT AND GET BACK WITH ME, GUESS WHAT...THEY NEVER HAVE.

I AM STILL DISPUTING THIS DEBT WITH CALVARY, AND THEY KEEP SAYING NO IT IS $935.00.

I WILL NEVER PAY THEM THIS MUCH IF THEY CAN'T GIVE ME AN ITEMIZED BILL OR GET SOMEONE TO RESPOND TO MY LETTERS OR CALLS.

Lisa
HARTSVILLE, Tennessee
U.S.A.